Analysis
Based on comparable history programs in Iowa, first-year earnings around $36,400 against an estimated $25,900 in debt creates a manageable 0.71 debt-to-earnings ratio—better than many humanities degrees nationally. Iowa's history graduates generally start above the national median of $31,200, and this program appears positioned right at the state average, though it's worth noting that actual outcomes at Central College may differ from these peer-based estimates.
The estimated debt load sits slightly above Iowa's typical $23,900 but remains reasonable for a private liberal arts college. What matters more is that this ratio falls within the sustainable range where graduates can typically manage loan payments without severe strain. However, the wide variation among Iowa programs—from Iowa State's $41,300 down to Northern Iowa's $27,600—highlights how much individual institutional outcomes can vary, making it impossible to know precisely where Central College falls without actual graduate data.
For parents weighing this investment, the peer program data suggests a solid foundation but not a standout performer. If your child is genuinely passionate about history and understands the earnings ceiling, the estimated financial picture doesn't scream "warning." But given the uncertainty around these estimates, securing a clear understanding of Central College's actual career support and graduate outcomes becomes essential before committing.
Where Central College Stands
Earnings vs. debt across all history bachelors's programs nationally
Compare to Similar Programs in Iowa
History bachelors's programs at peer institutions in Iowa (25 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $20,988 | $36,402* | — | $25,946* | — | |
| $10,497 | $41,294* | $40,853 | $26,007* | 0.63 | |
| $64,862 | $39,687* | $50,567 | $17,500* | 0.44 | |
| $10,964 | $33,117* | $51,028 | $25,978* | 0.78 | |
| $9,728 | $27,569* | $45,192 | $21,776* | 0.79 | |
| National Median | — | $31,220* | — | $24,000* | 0.77 |
Career Paths
Occupations commonly associated with history graduates
Natural Sciences Managers
Clinical Research Coordinators
History Teachers, Postsecondary
Historians
Secondary School Teachers, Except Special and Career/Technical Education
Archivists
Curators
Museum Technicians and Conservators
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
Loss Prevention Managers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Central College, approximately 21% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 4 similar programs in IA. Actual outcomes may vary.