Analysis
Central Georgia's programming associate's comes with estimated debt of $17,750—nearly three times higher than the typical $6,500 owed by students in similar Georgia programs. When peer programs nationally suggest first-year earnings around $38,000, this creates a debt-to-earnings ratio of 0.47, meaning nearly half a year's salary goes toward what was borrowed.
The earnings picture itself isn't alarming. Comparable programming programs in Georgia produce graduates earning in the mid-$30,000s (Gwinnett Tech reports $35,284), and the national benchmark sits at $38,086. An associate's degree that gets someone into tech work at this salary level can absolutely pay off. The concern here is specifically the debt load—why students at Central Georgia appear to be borrowing substantially more than their counterparts elsewhere in the state for fundamentally similar training.
For a family evaluating this program, the key question is whether Central Georgia offers something worth the premium, or whether nearby alternatives (Gwinnett Tech, for instance) might deliver comparable outcomes with far less debt. At these estimated figures, the program could work financially, but only if that debt number proves accurate and manageable. Request actual graduate outcomes directly from the school before committing, and compare thoroughly with other Georgia technical colleges that publish clearer data.
Where Central Georgia Technical College Stands
Earnings vs. debt across all computer programming associates's programs nationally
Compare to Similar Programs in Georgia
Computer Programming associates's programs at peer institutions in Georgia (15 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $3,180 | $38,086* | — | $17,750* | — | |
| $3,356 | $35,284* | $70,026 | $6,500* | 0.18 | |
| National Median | — | $38,086* | — | $17,108* | 0.45 |
Career Paths
Occupations commonly associated with computer programming graduates
Software Developers
Software Quality Assurance Analysts and Testers
Computer Programmers
Web Developers
Web and Digital Interface Designers
Video Game Designers
Computer Science Teachers, Postsecondary
Computer Network Support Specialists
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Central Georgia Technical College, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 30 similar programs. Actual outcomes may vary.