Analysis
Based on comparable programs nationally, this associate degree appears to produce first-year earnings around $38,000—but that figure falls dramatically short of what Minnesota's computer programming graduates typically earn. The state median sits at $55,069, meaning graduates from peer programs in Minnesota earn roughly $17,000 more in their first year. Minneapolis Community and Technical College, for instance, reports actual earnings at that higher state level. This gap raises questions about whether Central Lakes' program connects students to the same opportunities available elsewhere in the state's tech sector.
The estimated debt load of $17,750 looks manageable against national benchmarks, creating a debt-to-earnings ratio of 0.47. That's reasonable on paper—you'd expect to pay down this debt within a few years. However, the calculation changes if actual outcomes align more with Minnesota's higher-paying norm. If graduates can access those $55,000 positions, the debt becomes even less concerning. If they're truly limited to $38,000 roles, you're looking at a program that underperforms its in-state competition by a significant margin.
The fundamental uncertainty here is whether Central Lakes graduates achieve outcomes closer to the national average or the Minnesota standard. Given that most Minnesota programs cluster around $55,000, the lower estimate suggests either data limitations or a genuine performance gap. Before committing, ask the school directly about graduate placement rates and typical employer partnerships—those conversations will tell you whether this program truly opens doors to Minnesota's tech job market.
Where Central Lakes College-Brainerd Stands
Earnings vs. debt across all computer programming associates's programs nationally
Compare to Similar Programs in Minnesota
Computer Programming associates's programs at peer institutions in Minnesota (12 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $6,209 | $38,086* | — | $17,750* | — | |
| $6,128 | $55,069* | $65,758 | $22,600* | 0.41 | |
| National Median | — | $38,086* | — | $17,108* | 0.45 |
Career Paths
Occupations commonly associated with computer programming graduates
Software Developers
Software Quality Assurance Analysts and Testers
Computer Programmers
Web Developers
Web and Digital Interface Designers
Video Game Designers
Computer Science Teachers, Postsecondary
Computer Network Support Specialists
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Central Lakes College-Brainerd, approximately 15% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 30 similar programs. Actual outcomes may vary.