Psychology at Central State University
Bachelor's Degree
Analysis
Central State's psychology program shows troubling first-year outcomes that demand scrutiny, though the small sample size (under 30 graduates) means these numbers may not tell the full story. The $18,266 median starting salary ranks in just the 10th percentile among Ohio psychology programs—less than half what graduates earn at Ohio State or Miami University. Combined with $31,485 in debt (above both state and national medians), new graduates face the very real challenge of managing loan payments that exceed their entire first-year salary.
The dramatic earnings jump to $35,404 by year four offers some optimism, suggesting graduates either need time to find stable employment or pursue additional credentials. However, even this improved figure barely surpasses the state median, and the debt burden remains substantial. For context, Ohio has 74 psychology programs, and this one ranks near the bottom for initial outcomes.
The math is stark: with a debt-to-earnings ratio of 1.72 in year one, graduates would struggle to afford standard loan payments while covering basic living expenses. If your student is set on psychology and Central State specifically, understand they'll likely need family financial support early in their career or should plan for graduate school where better earning potential exists. The small sample makes definitive judgments difficult, but these are warning signs worth investigating further with the school's career services office before committing.
Where Central State University Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Central State University graduates compare to all programs nationally
Central State University graduates earn $18k, placing them in the 5th percentile of all psychology bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Ohio
Psychology bachelors's programs at peer institutions in Ohio (74 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Central State University | $18,266 | $35,404 | $31,485 | 1.72 |
| Kenyon College | $39,203 | $42,073 | $19,000 | 0.48 |
| Muskingum University | $37,636 | $34,807 | $27,625 | 0.73 |
| John Carroll University | $36,602 | $43,225 | $27,000 | 0.74 |
| Miami University-Hamilton | $36,190 | $46,978 | $24,094 | 0.67 |
| Miami University-Middletown | $36,190 | $46,978 | $24,094 | 0.67 |
| National Median | $31,482 | — | $25,500 | 0.81 |
Other Psychology Programs in Ohio
Compare tuition, earnings, and debt across Ohio schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Kenyon College Gambier | $69,330 | $39,203 | $19,000 |
| Muskingum University New Concord | $31,440 | $37,636 | $27,625 |
| John Carroll University University Heights | $49,100 | $36,602 | $27,000 |
| Miami University-Hamilton Hamilton | $7,278 | $36,190 | $24,094 |
| Miami University-Middletown Middletown | $7,278 | $36,190 | $24,094 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Central State University, approximately 42% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 29 graduates with reported earnings and 46 graduates with debt data. Small samples may not be representative.