Median Earnings (1yr)
$36,190
85th percentile (60th in OH)
Median Debt
$24,094
6% below national median
Debt-to-Earnings
0.67
Manageable
Sample Size
180
Adequate data

Analysis

Miami University-Hamilton's psychology program substantially outperforms both national and state expectations, with first-year graduates earning $36,190—nearly $5,000 above the national median and $5,500 above Ohio's typical psychology graduate. Even more impressive is the trajectory: earnings jump 30% to reach $46,978 by year four, demonstrating strong career progression rather than the stagnation common in this field. The program ranks in the 60th percentile among Ohio's 74 psychology programs, placing it squarely in the better half despite the regional campus designation.

The $24,094 in median debt sits just below both state and national averages, creating a manageable debt-to-earnings ratio of 0.67. This means graduates owe roughly eight months of their first-year salary—a reasonable threshold that most can handle without financial strain. With 30% of students receiving Pell grants, the program clearly serves working-class families while delivering outcomes that match or exceed those from higher-profile institutions like Miami's Oxford campus.

For families worried about the "psychology doesn't pay" narrative, this program offers a counterexample. The combination of below-average debt, above-average starting earnings, and strong income growth makes it one of Ohio's better values in the field. If your child is committed to psychology, this is a financially viable path.

Where Miami University-Hamilton Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Miami University-HamiltonOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Miami University-Hamilton graduates compare to all programs nationally

Miami University-Hamilton graduates earn $36k, placing them in the 85th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Ohio

Psychology bachelors's programs at peer institutions in Ohio (74 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Miami University-Hamilton$36,190$46,978$24,0940.67
Kenyon College$39,203$42,073$19,0000.48
Muskingum University$37,636$34,807$27,6250.73
John Carroll University$36,602$43,225$27,0000.74
Miami University-Middletown$36,190$46,978$24,0940.67
Miami University-Oxford$36,190$46,978$24,0940.67
National Median$31,482$25,5000.81

Other Psychology Programs in Ohio

Compare tuition, earnings, and debt across Ohio schools

SchoolIn-State TuitionEarnings (1yr)Debt
Kenyon College
Gambier
$69,330$39,203$19,000
Muskingum University
New Concord
$31,440$37,636$27,625
John Carroll University
University Heights
$49,100$36,602$27,000
Miami University-Middletown
Middletown
$7,278$36,190$24,094
Miami University-Oxford
Oxford
$17,809$36,190$24,094

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Miami University-Hamilton, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 180 graduates with reported earnings and 264 graduates with debt data. Small samples may not be representative.