Analysis
Miami University-Hamilton's psychology program substantially outperforms both national and state expectations, with first-year graduates earning $36,190βnearly $5,000 above the national median and $5,500 above Ohio's typical psychology graduate. Even more impressive is the trajectory: earnings jump 30% to reach $46,978 by year four, demonstrating strong career progression rather than the stagnation common in this field. The program ranks in the 60th percentile among Ohio's 74 psychology programs, placing it squarely in the better half despite the regional campus designation.
The $24,094 in median debt sits just below both state and national averages, creating a manageable debt-to-earnings ratio of 0.67. This means graduates owe roughly eight months of their first-year salaryβa reasonable threshold that most can handle without financial strain. With 30% of students receiving Pell grants, the program clearly serves working-class families while delivering outcomes that match or exceed those from higher-profile institutions like Miami's Oxford campus.
For families worried about the "psychology doesn't pay" narrative, this program offers a counterexample. The combination of below-average debt, above-average starting earnings, and strong income growth makes it one of Ohio's better values in the field. If your child is committed to psychology, this is a financially viable path.
Where Miami University-Hamilton Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Earnings Distribution
How Miami University-Hamilton graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Miami University-Hamilton | $36,190 | $46,978 | +30% |
| University of Dayton | $32,953 | $50,757 | +54% |
| Miami University-Oxford | $36,190 | $46,978 | +30% |
| Miami University-Middletown | $36,190 | $46,978 | +30% |
| Ohio State University-Lima Campus | $32,276 | $44,475 | +38% |
Compare to Similar Programs in Ohio
Psychology bachelors's programs at peer institutions in Ohio (74 total in state)
Scroll to see more β
| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $7,278 | $36,190 | $46,978 | $24,094 | 0.67 | |
| $69,330 | $39,203 | $42,073 | $19,000 | 0.48 | |
| $31,440 | $37,636 | $34,807 | $27,625 | 0.73 | |
| $49,100 | $36,602 | $43,225 | $27,000 | 0.74 | |
| $7,278 | $36,190 | $46,978 | $24,094 | 0.67 | |
| $17,809 | $36,190 | $46,978 | $24,094 | 0.67 | |
| National Median | β | $31,482 | β | $25,500 | 0.81 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Miami University-Hamilton, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 180 graduates with reported earnings and 264 graduates with debt data. Small samples may not be representative.