Median Earnings (1yr)
$36,190
85th percentile (60th in OH)
Median Debt
$24,094
6% below national median
Debt-to-Earnings
0.67
Manageable
Sample Size
180
Adequate data

Analysis

Miami University-Middletown's psychology program achieves something rare: it substantially outperforms national averages while keeping debt manageable. Starting at $36,190—nearly $5,000 above the national median—graduates reach $46,978 by year four, a 30% earnings jump that suggests this program successfully prepares students for career advancement beyond entry-level roles. While the program ranks in the 60th percentile among Ohio psychology programs, that's actually competitive context given the state has 74 options, including several selective private colleges.

The debt picture tells an encouraging story. At $24,094, graduates owe less than both national and state medians, resulting in a 0.67 debt-to-earnings ratio that's entirely serviceable for a psychology degree. For context, psychology majors nationally often struggle with low starting salaries, but this program's first-year earnings exceed what 85% of similar programs produce nationwide.

For families concerned about return on investment in a psychology bachelor's—a field notorious for requiring graduate school to reach higher earning potential—this program delivers an above-average starting position at below-average cost. The strong earnings growth suggests graduates find pathways into roles that value their training, whether in human services, business, or related fields. This combination makes it a solid choice for Ohio students interested in psychology who want to minimize debt while maximizing early career options.

Where Miami University-Middletown Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Miami University-MiddletownOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Miami University-Middletown graduates compare to all programs nationally

Miami University-Middletown graduates earn $36k, placing them in the 85th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Ohio

Psychology bachelors's programs at peer institutions in Ohio (74 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Miami University-Middletown$36,190$46,978$24,0940.67
Kenyon College$39,203$42,073$19,0000.48
Muskingum University$37,636$34,807$27,6250.73
John Carroll University$36,602$43,225$27,0000.74
Miami University-Hamilton$36,190$46,978$24,0940.67
Miami University-Oxford$36,190$46,978$24,0940.67
National Median$31,482—$25,5000.81

Other Psychology Programs in Ohio

Compare tuition, earnings, and debt across Ohio schools

SchoolIn-State TuitionEarnings (1yr)Debt
Kenyon College
Gambier
$69,330$39,203$19,000
Muskingum University
New Concord
$31,440$37,636$27,625
John Carroll University
University Heights
$49,100$36,602$27,000
Miami University-Hamilton
Hamilton
$7,278$36,190$24,094
Miami University-Oxford
Oxford
$17,809$36,190$24,094

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Miami University-Middletown, approximately 23% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 180 graduates with reported earnings and 264 graduates with debt data. Small samples may not be representative.