Median Earnings (1yr)
$36,190
85th percentile
60th percentile in Ohio
Median Debt
$24,094
6% below national median

Analysis

Miami University-Middletown's psychology program achieves something rare: it substantially outperforms national averages while keeping debt manageable. Starting at $36,190—nearly $5,000 above the national median—graduates reach $46,978 by year four, a 30% earnings jump that suggests this program successfully prepares students for career advancement beyond entry-level roles. While the program ranks in the 60th percentile among Ohio psychology programs, that's actually competitive context given the state has 74 options, including several selective private colleges.

The debt picture tells an encouraging story. At $24,094, graduates owe less than both national and state medians, resulting in a 0.67 debt-to-earnings ratio that's entirely serviceable for a psychology degree. For context, psychology majors nationally often struggle with low starting salaries, but this program's first-year earnings exceed what 85% of similar programs produce nationwide.

For families concerned about return on investment in a psychology bachelor's—a field notorious for requiring graduate school to reach higher earning potential—this program delivers an above-average starting position at below-average cost. The strong earnings growth suggests graduates find pathways into roles that value their training, whether in human services, business, or related fields. This combination makes it a solid choice for Ohio students interested in psychology who want to minimize debt while maximizing early career options.

Where Miami University-Middletown Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Earnings Distribution

How Miami University-Middletown graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Miami University-Middletown$36,190$46,978+30%
University of Dayton$32,953$50,757+54%
Miami University-Oxford$36,190$46,978+30%
Miami University-Hamilton$36,190$46,978+30%
Ohio State University-Lima Campus$32,276$44,475+38%

Compare to Similar Programs in Ohio

Psychology bachelors's programs at peer institutions in Ohio (74 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Miami University-MiddletownMiddletown$7,278$36,190$46,978$24,0940.67
Kenyon CollegeGambier$69,330$39,203$42,073$19,0000.48
Muskingum UniversityNew Concord$31,440$37,636$34,807$27,6250.73
John Carroll UniversityUniversity Heights$49,100$36,602$43,225$27,0000.74
Miami University-HamiltonHamilton$7,278$36,190$46,978$24,0940.67
Miami University-OxfordOxford$17,809$36,190$46,978$24,0940.67
National Median$31,482$25,5000.81

Career Paths

Occupations commonly associated with psychology graduates

Industrial-Organizational Psychologists

Apply principles of psychology to human resources, administration, management, sales, and marketing problems. Activities may include policy planning; employee testing and selection, training, and development; and organizational development and analysis. May work with management to organize the work setting to improve worker productivity.

$94,310/yrJobs growth:

Clinical and Counseling Psychologists

Assess, diagnose, and treat mental and emotional disorders of individuals through observation, interview, and psychological tests. Help individuals with distress or maladjustment understand their problems through their knowledge of case history, interviews with patients, and theory. Provide individual or group counseling services to assist individuals in achieving more effective personal, social, educational, and vocational development and adjustment. May design behavior modification programs and consult with medical personnel regarding the best treatment for patients.

$94,310/yrJobs growth:

Psychologists, All Other

All psychologists not listed separately.

$94,310/yrJobs growth:

Neuropsychologists

Apply theories and principles of neuropsychology to evaluate and diagnose disorders of higher cerebral functioning, often in research and medical settings. Study the human brain and the effect of physiological states on human cognition and behavior. May formulate and administer programs of treatment.

$94,310/yrJobs growth:

Clinical Neuropsychologists

Assess and diagnose patients with neurobehavioral problems related to acquired or developmental disorders of the nervous system, such as neurodegenerative disorders, traumatic brain injury, seizure disorders, and learning disabilities. Recommend treatment after diagnosis, such as therapy, medication, or surgery. Assist with evaluation before and after neurosurgical procedures, such as deep brain stimulation.

$94,310/yrJobs growth:

Psychology Teachers, Postsecondary

Teach courses in psychology, such as child, clinical, and developmental psychology, and psychological counseling. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Managers, All Other

All managers not listed separately.

Loss Prevention Managers

Plan and direct policies, procedures, or systems to prevent the loss of assets. Determine risk exposure or potential liability, and develop risk control measures.

Social Science Research Assistants

Assist social scientists in laboratory, survey, and other social science research. May help prepare findings for publication and assist in laboratory analysis, quality control, or data management.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Miami University-Middletown, approximately 23% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 180 graduates with reported earnings and 264 graduates with debt data. Small samples may not be representative.