Median Earnings (1yr)
$36,602
87th percentile (60th in OH)
Median Debt
$27,000
6% above national median
Debt-to-Earnings
0.74
Manageable
Sample Size
44
Adequate data

Analysis

John Carroll's psychology graduates earn $36,602 in their first year—a figure that outperforms 87% of psychology programs nationally but only reaches the 60th percentile among Ohio schools. That gap reveals an important truth: Ohio's psychology programs are unusually strong, with the state median of $30,682 already exceeding the national median. At $27,000 in debt versus $43,225 in fourth-year earnings, graduates face a manageable financial picture, though they're paying a bit above the state average for debt.

The earnings trajectory here deserves attention. That 18% growth to $43,225 by year four suggests graduates are finding progressively better opportunities, which matters given that bachelor's-level psychology jobs often start modest. The 0.74 debt ratio means graduates owe less than they earn in their first year—a reasonable starting point for a field where many eventually pursue graduate degrees to unlock higher salaries.

For parents weighing this program, the calculus is straightforward: you're getting above-national performance at moderate debt levels, though several Ohio schools (including Kenyon and Muskingum) show stronger earnings. If your student is committed to psychology and graduate school isn't certain, this represents a solid middle-ground option that won't bury them in debt while they figure out their next step.

Where John Carroll University Stands

Earnings vs. debt across all psychology bachelors's programs nationally

John Carroll UniversityOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How John Carroll University graduates compare to all programs nationally

John Carroll University graduates earn $37k, placing them in the 87th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Ohio

Psychology bachelors's programs at peer institutions in Ohio (74 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
John Carroll University$36,602$43,225$27,0000.74
Kenyon College$39,203$42,073$19,0000.48
Muskingum University$37,636$34,807$27,6250.73
Miami University-Hamilton$36,190$46,978$24,0940.67
Miami University-Middletown$36,190$46,978$24,0940.67
Miami University-Oxford$36,190$46,978$24,0940.67
National Median$31,482$25,5000.81

Other Psychology Programs in Ohio

Compare tuition, earnings, and debt across Ohio schools

SchoolIn-State TuitionEarnings (1yr)Debt
Kenyon College
Gambier
$69,330$39,203$19,000
Muskingum University
New Concord
$31,440$37,636$27,625
Miami University-Hamilton
Hamilton
$7,278$36,190$24,094
Miami University-Middletown
Middletown
$7,278$36,190$24,094
Miami University-Oxford
Oxford
$17,809$36,190$24,094

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At John Carroll University, approximately 20% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 44 graduates with reported earnings and 76 graduates with debt data. Small samples may not be representative.