Median Earnings (1yr)
$36,190
85th percentile (60th in OH)
Median Debt
$24,094
6% below national median
Debt-to-Earnings
0.67
Manageable
Sample Size
180
Adequate data

Analysis

Miami University-Oxford's psychology graduates earn $36,190 in their first year—$5,500 more than the typical Ohio psychology graduate and $4,700 above the national median. More importantly, that gap widens considerably: by year four, earnings reach $46,978, representing 30% growth that suggests these graduates are securing positions with real advancement potential. Among Ohio's 74 psychology programs, this ranks solidly in the 60th percentile, trailing only programs at selective liberal arts colleges like Kenyon.

The $24,094 in median debt sits just below both state and national averages, creating a debt-to-earnings ratio of 0.67—manageable territory that most graduates can handle with standard repayment plans. With a robust sample size confirming these figures, the pattern is clear: Miami's psychology program consistently launches graduates into stronger starting positions than most public universities achieve, then those graduates experience meaningful salary progression.

For parents worried about psychology's reputation as a lower-earning major, Miami offers a notably better outcome than most alternatives. The combination of above-average starting salaries, strong earnings growth, and reasonable debt makes this a standout option among Ohio's public universities, particularly at an 82% admission rate that makes it accessible to most applicants.

Where Miami University-Oxford Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Miami University-OxfordOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Miami University-Oxford graduates compare to all programs nationally

Miami University-Oxford graduates earn $36k, placing them in the 85th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Ohio

Psychology bachelors's programs at peer institutions in Ohio (74 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Miami University-Oxford$36,190$46,978$24,0940.67
Kenyon College$39,203$42,073$19,0000.48
Muskingum University$37,636$34,807$27,6250.73
John Carroll University$36,602$43,225$27,0000.74
Miami University-Hamilton$36,190$46,978$24,0940.67
Miami University-Middletown$36,190$46,978$24,0940.67
National Median$31,482—$25,5000.81

Other Psychology Programs in Ohio

Compare tuition, earnings, and debt across Ohio schools

SchoolIn-State TuitionEarnings (1yr)Debt
Kenyon College
Gambier
$69,330$39,203$19,000
Muskingum University
New Concord
$31,440$37,636$27,625
John Carroll University
University Heights
$49,100$36,602$27,000
Miami University-Hamilton
Hamilton
$7,278$36,190$24,094
Miami University-Middletown
Middletown
$7,278$36,190$24,094

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Miami University-Oxford, approximately 11% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 180 graduates with reported earnings and 264 graduates with debt data. Small samples may not be representative.