Analysis
A debt load around $19,500 for an undergraduate certificate in marketing appears manageable at first glance—that's below both the national and Minnesota medians for this credential. But scratch beneath the surface and the uncertainty here should matter to families making an investment decision.
The earnings figure of $63,549 comes from national peer programs, not Century College graduates themselves, and tells us little about local job market realities. Minnesota marketing certificate programs typically produce first-year earnings of $51,100—about $12,000 less than the national estimate suggests. That gap matters when you're trying to pay off nearly $20,000 in debt. Even at the higher national figure, you're looking at roughly four months of gross income just to clear the debt, assuming aggressive repayment. At Minnesota's more typical earnings level, that timeline stretches considerably.
The real question for parents: What's Century College's specific track record with marketing certificate holders? With 33% of students receiving Pell grants, many families here can't afford to gamble on averages from other states. Before committing, you need actual placement rates and salary outcomes from this program—not proxies from peer institutions elsewhere. A certificate should be a faster, cheaper route to employment than a four-year degree, but only if it delivers results that justify even modest debt.
Where Century College Stands
Earnings vs. debt across all marketing certificate's programs nationally
Compare to Similar Programs in Minnesota
Marketing certificate's programs at peer institutions in Minnesota (11 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $6,182 | $63,549* | — | $19,500* | — | |
| $10,117 | $51,100* | $59,442 | $23,350* | 0.46 | |
| National Median | — | $63,549* | — | $22,060* | 0.35 |
Career Paths
Occupations commonly associated with marketing graduates
Advertising and Promotions Managers
Marketing Managers
Sales Managers
Fundraising Managers
Web and Digital Interface Designers
Video Game Designers
Business Teachers, Postsecondary
Market Research Analysts and Marketing Specialists
Search Marketing Strategists
Fundraisers
Survey Researchers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Century College, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 8 similar programs. Actual outcomes may vary.