Median Earnings (1yr)
$51,100
28th percentile (60th in MN)
Median Debt
$23,350
6% above national median
Debt-to-Earnings
0.46
Manageable
Sample Size
39
Adequate data

Analysis

Saint Cloud State's marketing certificate produces graduates who earn significantly less than the national average—about $12,400 below what typical marketing certificate holders make elsewhere. While starting at $51,100 might seem reasonable, it's in the 28th percentile nationally, meaning roughly three-quarters of similar programs deliver better outcomes. The one bright spot: this program sits right at Minnesota's median for marketing certificates and carries slightly higher debt than the state norm, suggesting this is more a Minnesota market issue than a school-specific problem.

The 0.46 debt-to-earnings ratio is manageable—graduates owe less than half their first-year salary. That $23,350 in median debt ranks in the 5th percentile nationally (meaning very few programs carry less debt), which provides some cushion against the below-average earnings. Earnings do grow 16% over four years to nearly $60,000, indicating career progression is possible.

For Minnesota families considering this certificate, understand that you're looking at typical in-state outcomes but below-average national performance. If your child is set on staying in Minnesota and needs a marketing credential quickly, this delivers adequately. But if they have the option to pursue a bachelor's degree or attend a stronger marketing program elsewhere, the earnings data suggests those paths likely offer better returns. The low debt helps, but it doesn't fully compensate for earnings that lag a competitive market.

Where Saint Cloud State University Stands

Earnings vs. debt across all marketing certificate's programs nationally

Saint Cloud State UniversityOther marketing programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Saint Cloud State University graduates compare to all programs nationally

Saint Cloud State University graduates earn $51k, placing them in the 28th percentile of all marketing certificate programs nationally.

Compare to Similar Programs in Minnesota

Marketing certificate's programs at peer institutions in Minnesota (11 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Saint Cloud State University$51,100$59,442$23,3500.46
National Median$63,549—$22,0600.35

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Saint Cloud State University, approximately 20% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 39 graduates with reported earnings and 40 graduates with debt data. Small samples may not be representative.