Marketing at Saint Cloud State University
Undergraduate Certificate or Diploma
Analysis
Saint Cloud State's marketing certificate produces graduates who earn significantly less than the national average—about $12,400 below what typical marketing certificate holders make elsewhere. While starting at $51,100 might seem reasonable, it's in the 28th percentile nationally, meaning roughly three-quarters of similar programs deliver better outcomes. The one bright spot: this program sits right at Minnesota's median for marketing certificates and carries slightly higher debt than the state norm, suggesting this is more a Minnesota market issue than a school-specific problem.
The 0.46 debt-to-earnings ratio is manageable—graduates owe less than half their first-year salary. That $23,350 in median debt ranks in the 5th percentile nationally (meaning very few programs carry less debt), which provides some cushion against the below-average earnings. Earnings do grow 16% over four years to nearly $60,000, indicating career progression is possible.
For Minnesota families considering this certificate, understand that you're looking at typical in-state outcomes but below-average national performance. If your child is set on staying in Minnesota and needs a marketing credential quickly, this delivers adequately. But if they have the option to pursue a bachelor's degree or attend a stronger marketing program elsewhere, the earnings data suggests those paths likely offer better returns. The low debt helps, but it doesn't fully compensate for earnings that lag a competitive market.
Where Saint Cloud State University Stands
Earnings vs. debt across all marketing certificate's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Saint Cloud State University graduates compare to all programs nationally
Saint Cloud State University graduates earn $51k, placing them in the 28th percentile of all marketing certificate programs nationally.
Compare to Similar Programs in Minnesota
Marketing certificate's programs at peer institutions in Minnesota (11 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Saint Cloud State University | $51,100 | $59,442 | $23,350 | 0.46 |
| National Median | $63,549 | — | $22,060 | 0.35 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Saint Cloud State University, approximately 20% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 39 graduates with reported earnings and 40 graduates with debt data. Small samples may not be representative.