Marketing at University of Phoenix-Texas

University of Phoenix-Texas's marketing certificate lands graduates at $63,549 within a year—matching the national median but coming with notably higher debt than typical Texas programs ($22,060 versus the state's $16,824 median). That 95th percentile national ranking sounds impressive until you realize it reflects the program matching the national median exactly, while the 60th percentile state ranking reveals it's merely middle-of-the-pack among Texas options. With only eight schools offering this certificate in Texas, you're essentially paying an extra $5,000+ in debt for outcomes you could likely achieve elsewhere in-state.

The 0.35 debt-to-earnings ratio falls within manageable territory—graduates earn about three times what they owe—but the premium pricing deserves scrutiny. For a certificate program designed as a quick credential rather than a four-year degree, carrying over $22,000 in debt raises questions about cost efficiency. The moderate sample size (30-100 graduates) provides reasonable confidence in these numbers, though not complete certainty.

If your child has already started at University of Phoenix and wants to add this credential, the earnings justify completion. But for a fresh start, investigate those other seven Texas programs first. The market pays certificate-holders similarly regardless of where they earned it, so minimizing debt should be the priority. You're looking for the same destination at a lower toll.