Analysis
Borrowing $12,000 to enter Minnesota's auto repair market makes straightforward financial sense—if the earnings estimates hold up. Based on comparable two-year programs across the state, graduates typically earn around $51,000 in their first year, putting the debt-to-earnings ratio at a manageable 0.23. That's roughly three months of gross pay, which should allow most graduates to pay down loans while building their careers. This median figure sits comfortably above the national benchmark of $43,000 for similar programs, reflecting Minnesota's relatively strong market for skilled trades.
The uncertainty here matters, though. Minnesota has at least five technical colleges with reported auto repair outcomes ranging from $51,000 to $65,000, and we don't know where Century College actually falls in that spread. The lack of graduate-specific data—due to small cohort sizes rather than institutional failure—means parents should verify job placement rates and employer relationships directly with the program. For families where $12,000 in debt represents a significant burden, especially given that a third of students receive Pell grants, understanding whether graduates actually secure those mid-$50,000 jobs versus lower-paying positions becomes crucial before committing.
Where Century College Stands
Earnings vs. debt across all vehicle maintenance and repair technologies associates's programs nationally
Compare to Similar Programs in Minnesota
Vehicle Maintenance and Repair Technologies associates's programs at peer institutions in Minnesota (19 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $6,182 | $51,478* | — | $12,000* | — | |
| $6,213 | $65,311* | $62,391 | $12,000* | 0.18 | |
| $6,128 | $59,441* | — | —* | — | |
| $5,881 | $57,382* | $53,573 | $12,000* | 0.21 | |
| $5,900 | $53,652* | $58,441 | $12,000* | 0.22 | |
| $4,957 | $51,478* | $50,506 | $12,000* | 0.23 | |
| National Median | — | $42,896* | — | $12,000* | 0.28 |
Career Paths
Occupations commonly associated with vehicle maintenance and repair technologies graduates
Aerospace Engineering and Operations Technologists and Technicians
Avionics Technicians
Aircraft Mechanics and Service Technicians
Insurance Appraisers, Auto Damage
Electrical and Electronics Installers and Repairers, Transportation Equipment
Electronic Equipment Installers and Repairers, Motor Vehicles
Bus and Truck Mechanics and Diesel Engine Specialists
Automotive Body and Related Repairers
Automotive Glass Installers and Repairers
Automotive Service Technicians and Mechanics
Motorboat Mechanics and Service Technicians
Motorcycle Mechanics
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Century College, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 9 similar programs in MN. Actual outcomes may vary.