Analysis
A certificate program with estimated first-year earnings around $44,000 places Chaffey graduates well below what's typical for California computer programming programs, which see median earnings closer to $60,500. That $16,000 gap matters significantly when you're carrying roughly $13,000 in debtβthe difference between paying off your certificate in months versus a year or more. While the debt-to-earnings ratio of 0.30 isn't alarming on its own, it becomes less favorable when comparable California programs are producing substantially higher earnings for similar debt loads.
The challenge here is understanding whether Chaffey's more affordable community college model offers enough value to offset the earnings disadvantage suggested by these peer comparisons. Similar certificate programs nationally earn around the same $44,000 figure, which means California students at other institutions are capturing a significant state premium that may not be materializing here. For students who could access those higher-earning programs elsewhere in California, the opportunity cost becomes considerable.
Given these estimates based on similar programs, parents should verify what specific career outcomes Chaffey's computer programming graduates actually achieve before committing. The estimated numbers suggest this certificate might struggle to compete with California's stronger tech programs, but direct placement data from the school could tell a different story.
Where Chaffey College Stands
Earnings vs. debt across all computer programming certificate's programs nationally
Compare to Similar Programs in California
Computer Programming certificate's programs at peer institutions in California (69 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $1,184 | $43,727* | β | $13,274* | β | |
| β | $60,496* | β | $14,431* | 0.24 | |
| National Median | β | $43,727* | β | $14,340* | 0.33 |
Career Paths
Occupations commonly associated with computer programming graduates
Software Developers
Software Quality Assurance Analysts and Testers
Computer Programmers
Web Developers
Web and Digital Interface Designers
Video Game Designers
Computer Science Teachers, Postsecondary
Computer Network Support Specialists
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Chaffey College, approximately 28% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 5 similar programs. Actual outcomes may vary.