Mathematics at Chowan University

With a debt-to-earnings ratio of 0.53 based on typical North Carolina math programs, Chowan's estimated outcomes suggest manageable, if modest, returns. Similar bachelor's programs in the state produce first-year earnings around $40,888—nearly $8,000 below the national median for math degrees. The estimated debt of $21,750 is right in line with what math graduates nationally carry, meaning the challenge here isn't excessive borrowing but rather lower starting salaries typical of North Carolina's market outside its flagship universities.

The earnings gap matters more than it might seem. Duke and UNC-Chapel Hill math graduates command significantly higher salaries, but even graduates from NC State and UNC Charlotte—more comparable public institutions—start around $43,000 or above. Chowan's smaller size and 61% Pell Grant population suggest it serves students who may have fewer alternatives, but parents should recognize that peer programs in the state typically produce similar outcomes whether the specific school reports data or not.

This degree could work for students planning graduate school or who have strong local connections for employment, particularly since the debt burden is reasonable. However, the estimated first-year earnings barely exceed what many entry-level jobs require, which means your child would need a clear plan for leveraging this degree beyond that initial year—whether through further education, networking, or targeting specific employers who value quantitative skills.