Analysis
This certificate program faces an unusual data landscape: peer programs nationally suggest first-year earnings around $43,700, but the only Florida school with reported outcomes shows graduates earning just $16,000—a startling gap that should make parents wary of relying too heavily on national figures. The estimated debt load of $13,300 looks modest compared to those national benchmarks, yielding a 0.30 debt-to-earnings ratio if the higher figure holds. But if Florida's actual market more closely resembles that $16,000 reality, this program suddenly looks far less affordable.
The core issue is uncertainty. When 34 schools in Florida offer computer programming certificates but only one reports data—and that one shows dramatically lower earnings—it's impossible to know whether College of Central Florida's graduates will command national-level salaries or struggle in a weaker local tech market. National medians mean little if Florida employers don't value these credentials the same way. For a family with 40% of students on Pell grants, that $13,000 in debt becomes genuinely risky if earnings land closer to state figures than national ones.
Without clearer evidence of where this program's graduates actually land, parents should treat this as a high-uncertainty investment. If possible, contact the school directly for job placement specifics and starting salaries of recent graduates before committing.
Where College of Central Florida Stands
Earnings vs. debt across all computer programming certificate's programs nationally
Compare to Similar Programs in Florida
Computer Programming certificate's programs at peer institutions in Florida (34 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $2,710 | $43,727* | — | $13,274* | — | |
| — | $15,968* | — | —* | — | |
| National Median | — | $43,727* | — | $14,340* | 0.33 |
Career Paths
Occupations commonly associated with computer programming graduates
Software Developers
Software Quality Assurance Analysts and Testers
Computer Programmers
Web Developers
Web and Digital Interface Designers
Video Game Designers
Computer Science Teachers, Postsecondary
Computer Network Support Specialists
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At College of Central Florida, approximately 40% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 5 similar programs. Actual outcomes may vary.