Analysis
Computer science programs in Minnesota typically deliver solid returns, and Concordia's estimated outcomes align with those state norms. Based on comparable programs across Minnesota, graduates here can expect first-year earnings around $73,000 against roughly $24,000 in debt—a healthy 0.33 ratio that suggests the degree pays for itself relatively quickly. This matches the national median for computer science bachelor's programs almost exactly, indicating Concordia likely produces market-ready graduates despite being a smaller liberal arts college.
The catch is that Minnesota's top CS programs—Carleton, Minnesota-Twin Cities, St. Olaf—report first-year earnings $10,000 to $15,000 higher. That gap matters if your child is competitive for those schools, though Concordia's 63% admission rate makes it more accessible than most of those alternatives. The estimated debt is actually quite reasonable for a private college, sitting near both state and national medians. Whether that tradeoff makes sense depends partly on fit: some students thrive at smaller colleges where they won't get lost in large lecture halls, even if peer outcomes suggest slightly lower initial earnings.
For parents, the key question is whether Concordia offers something beyond the numbers—smaller classes, specific opportunities, or a campus culture that justifies potentially foregoing $10,000 in early earnings. The estimated financials don't raise red flags, but they don't suggest obvious advantages over larger public options either.
Where Concordia College at Moorhead Stands
Earnings vs. debt across all computer science bachelors's programs nationally
Compare to Similar Programs in Minnesota
Computer Science bachelors's programs at peer institutions in Minnesota (25 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $30,020 | $72,865* | — | $24,130* | — | |
| $65,457 | $88,132* | $116,048 | $18,233* | 0.21 | |
| $16,488 | $82,861* | $93,994 | $19,500* | 0.24 | |
| $56,970 | $82,278* | $91,084 | $23,875* | 0.29 | |
| $52,284 | $73,301* | $89,771 | $23,704* | 0.32 | |
| $14,318 | $73,224* | $83,553 | $23,375* | 0.32 | |
| National Median | — | $70,950* | — | $23,374* | 0.33 |
Career Paths
Occupations commonly associated with computer science graduates
Computer and Information Systems Managers
Computer and Information Research Scientists
Software Developers
Software Quality Assurance Analysts and Testers
Information Security Analysts
Database Architects
Data Warehousing Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Computer Programmers
Web Developers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Concordia College at Moorhead, approximately 20% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 13 similar programs in MN. Actual outcomes may vary.