Analysis
A debt-to-earnings ratio of 0.32 signals a manageable investment—based on comparable computer science associate's programs nationally, graduates typically earn around $39,000 in their first year while carrying roughly $12,500 in debt. That's well within the "safe" threshold where monthly loan payments shouldn't consume an outsized portion of take-home pay. The challenge here is that we're working entirely from national benchmarks, since neither this specific program nor other California schools have publicly reported outcomes data for their associate's graduates.
California's tech market typically offers stronger entry points than most states, which could mean actual outcomes exceed these national estimates. However, with 80 programs in the state and none reporting data, it's difficult to know where Copper Mountain Community College sits competitively. The relatively low debt estimate is encouraging, particularly for a student body where 44% receive Pell grants—keeping borrowing contained matters most for lower-income families who have less cushion if the job market proves difficult.
The practical question is whether an associate's degree provides sufficient credentials for California's competitive tech jobs, or whether bachelor's completion becomes necessary. If this serves as an affordable stepping stone toward transfer or immediate employment in technical support or junior development roles, the numbers work. If it's a terminal degree in a market demanding four-year credentials, even modest debt becomes harder to justify.
Where Copper Mountain Community College Stands
Earnings vs. debt across all computer science associates's programs nationally
Compare to Similar Programs Nationally
Computer Science associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $1,114 | $39,118* | — | $12,458* | — | |
| $6,391 | $79,044* | $83,812 | $15,254* | 0.19 | |
| $5,703 | $48,889* | $81,847 | $13,000* | 0.27 | |
| $8,280 | $47,904* | — | $22,519* | 0.47 | |
| $5,520 | $30,332* | — | $9,000* | 0.30 | |
| $5,218 | $24,888* | $46,054 | $8,750* | 0.35 | |
| National Median | — | $39,118* | — | $12,458* | 0.32 |
Career Paths
Occupations commonly associated with computer science graduates
Computer and Information Systems Managers
Computer and Information Research Scientists
Software Developers
Software Quality Assurance Analysts and Testers
Information Security Analysts
Database Architects
Data Warehousing Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Computer Programmers
Web Developers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Copper Mountain Community College, approximately 44% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 6 similar programs. Actual outcomes may vary.