Analysis
A debt-to-earnings ratio of 0.32 represents a manageable financial starting point for a two-year degree. Based on national patterns across similar computer science associate programs, graduates typically begin around $39,000 annually while carrying roughly $12,500 in debt—meaning the investment could theoretically be recovered in about four months of gross earnings. For a community college credential in a tech-heavy region like Sacramento, these estimates align with reasonable expectations for entry-level technical support, help desk, or junior developer roles.
The challenge here is that we're working entirely with estimates since this program's actual graduate outcomes aren't publicly reported. California's tech sector offers legitimate pathways for associate-degree holders, particularly in the Sacramento region where state government IT positions and healthcare tech support create steady demand. However, without knowing how Cosumnes River College's specific curriculum, employer connections, or graduate employment patterns compare to the national average, you're essentially betting that this program performs at least as well as the typical computer science associate degree nationwide.
Given the relatively low debt burden, the downside risk is limited—but parents should verify what percentage of graduates actually complete the degree, whether local employers recruit from this program, and how many students successfully transfer to four-year institutions if that's the intended path. The fundamentals look sound based on peer programs, but confirming this school's specific track record matters more than national averages.
Where Cosumnes River College Stands
Earnings vs. debt across all computer science associates's programs nationally
Compare to Similar Programs Nationally
Computer Science associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $1,288 | $39,118* | — | $12,458* | — | |
| $6,391 | $79,044* | $83,812 | $15,254* | 0.19 | |
| $5,703 | $48,889* | $81,847 | $13,000* | 0.27 | |
| $8,280 | $47,904* | — | $22,519* | 0.47 | |
| $5,520 | $30,332* | — | $9,000* | 0.30 | |
| $5,218 | $24,888* | $46,054 | $8,750* | 0.35 | |
| National Median | — | $39,118* | — | $12,458* | 0.32 |
Career Paths
Occupations commonly associated with computer science graduates
Computer and Information Systems Managers
Computer and Information Research Scientists
Software Developers
Software Quality Assurance Analysts and Testers
Information Security Analysts
Database Architects
Data Warehousing Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Computer Programmers
Web Developers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Cosumnes River College, approximately 25% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 6 similar programs. Actual outcomes may vary.