Median Earnings (1yr)
$35,538
10th percentile
25th percentile in Tennessee
Median Debt
$19,297
26% below national median

Analysis

Cumberland's business program produces graduates earning just $35,538 a year outβ€”roughly $7,400 below the Tennessee median and $10,000 below the national average for business degrees. Among Tennessee's 38 business programs, this ranks in the bottom quarter. Compare that to in-state alternatives like UT-Knoxville or Union University, where business grads earn over $58,000, and the gap becomes stark. The debt load is manageable at $19,297, which is actually lower than typical business program debt, but that advantage matters less when earnings lag this significantly.

The small sample size here (under 30 graduates) means these numbers could shift substantially year to year, so there's inherent uncertainty in the data. Still, landing in the 10th percentile nationally suggests a persistent challenge rather than a statistical fluke. For context, business degrees typically offer strong early earningsβ€”this program delivers the opposite.

If your child is set on Cumberland for other reasons (athletics, scholarships, campus fit), understand they'll likely need several years of career progression to catch up to what peers at other Tennessee schools earn immediately. For families prioritizing return on investment, Tennessee's public universities and several private alternatives show demonstrably stronger outcomes in this field. The low debt won't offset starting a career $20,000+ behind peers from comparable programs.

Where Cumberland University Stands

Earnings vs. debt across all business administration, management and operations bachelors's programs nationally

Earnings Distribution

How Cumberland University graduates compare to all programs nationally

Compare to Similar Programs in Tennessee

Business Administration, Management and Operations bachelors's programs at peer institutions in Tennessee (38 total in state)

Scroll to see more β†’

SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Cumberland UniversityLebanon$27,840$35,538β€”$19,2970.54
The University of Tennessee-KnoxvilleKnoxville$13,484$59,147$68,864$20,5000.35
Tennessee Wesleyan UniversityAthens$29,264$58,859$51,442$29,7500.51
Rhodes CollegeMemphis$54,892$58,550$72,782$22,2400.38
Union UniversityJackson$38,450$58,201$36,947$33,3330.57
Bryan College-DaytonDayton$18,900$52,528β€”$27,0000.51
National Medianβ€”$45,703β€”$26,0000.57

Career Paths

Occupations commonly associated with business administration, management and operations graduates

Computer and Information Systems Managers

Plan, direct, or coordinate activities in such fields as electronic data processing, information systems, systems analysis, and computer programming.

$171,200/yrJobs growth:Bachelor's degree

Architectural and Engineering Managers

Plan, direct, or coordinate activities in such fields as architecture and engineering or research and development in these fields.

$167,740/yrJobs growth:Bachelor's degree

Biofuels/Biodiesel Technology and Product Development Managers

Define, plan, or execute biofuels/biodiesel research programs that evaluate alternative feedstock and process technologies with near-term commercial potential.

$167,740/yrJobs growth:Bachelor's degree

Financial Managers

Plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment.

$161,700/yrJobs growth:Bachelor's degree

Treasurers and Controllers

Direct financial activities, such as planning, procurement, and investments for all or part of an organization.

$161,700/yrJobs growth:Bachelor's degree

Investment Fund Managers

Plan, direct, or coordinate investment strategy or operations for a large pool of liquid assets supplied by institutional investors or individual investors.

$161,700/yrJobs growth:Bachelor's degree

Natural Sciences Managers

Plan, direct, or coordinate activities in such fields as life sciences, physical sciences, mathematics, statistics, and research and development in these fields.

$161,180/yrJobs growth:Bachelor's degree

Clinical Research Coordinators

Plan, direct, or coordinate clinical research projects. Direct the activities of workers engaged in clinical research projects to ensure compliance with protocols and overall clinical objectives. May evaluate and analyze clinical data.

$161,180/yrJobs growth:Bachelor's degree

Water Resource Specialists

Design or implement programs and strategies related to water resource issues such as supply, quality, and regulatory compliance issues.

$161,180/yrJobs growth:Bachelor's degree

Compensation and Benefits Managers

Plan, direct, or coordinate compensation and benefits activities of an organization.

$140,360/yrJobs growth:Bachelor's degree

Human Resources Managers

Plan, direct, or coordinate human resources activities and staff of an organization.

$140,030/yrJobs growth:Bachelor's degree

Sales Managers

Plan, direct, or coordinate the actual distribution or movement of a product or service to the customer. Coordinate sales distribution by establishing sales territories, quotas, and goals and establish training programs for sales representatives. Analyze sales statistics gathered by staff to determine sales potential and inventory requirements and monitor the preferences of customers.

$138,060/yrJobs growth:Bachelor's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Cumberland University, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 24 graduates with reported earnings and 30 graduates with debt data. Small samples may not be representative.