Analysis
A debt-to-earnings ratio of 0.26 suggests manageable borrowing, but the uncertainty around this program's actual outcomes requires careful consideration. The estimated $10,121 in debt aligns with what other community college CS programs in New York typically report, while the $39,118 earnings figure comes from national comparisonsβa number that seems optimistic given that New York's median for associate's-level computer science sits at just $24,888. That $14,000 gap matters enormously when you're calculating whether monthly loan payments fit into an entry-level budget.
The school serves a predominantly Pell-eligible population (63%), which often means students juggling work and family responsibilities alongside coursework. For these students especially, the difference between national and state earnings patterns could determine whether this degree functions as an economic springboard or simply breaks even after loan payments. Computer science associate's programs vary wildly in their connections to local employers and their success at placing graduates into tech roles versus lower-paying adjacent work.
Before committing, demand specifics: job placement rates, whether graduates land actual developer or IT positions, and typical starting salaries for this campus specifically. The affordable debt load only matters if the earnings materialize, and right now you're operating on educated guesses rather than this program's track record.
Where CUNY Hostos Community College Stands
Earnings vs. debt across all computer science associates's programs nationally
Compare to Similar Programs in New York
Computer Science associates's programs at peer institutions in New York (32 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $5,208 | $39,118* | β | $10,121* | β | |
| $5,218 | $24,888* | $46,054 | $8,750* | 0.35 | |
| National Median | β | $39,118* | β | $12,458* | 0.32 |
Career Paths
Occupations commonly associated with computer science graduates
Computer and Information Systems Managers
Computer and Information Research Scientists
Software Developers
Software Quality Assurance Analysts and Testers
Information Security Analysts
Database Architects
Data Warehousing Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Computer Programmers
Web Developers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At CUNY Hostos Community College, approximately 63% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 6 similar programs. Actual outcomes may vary.