Analysis
A $12,500 debt load for an associate's degree that leads to nearly $40,000 in first-year earnings—the typical pattern for Computer Science programs at community colleges nationwide—suggests a manageable path into tech. With a debt-to-earnings ratio of 0.32, graduates from comparable programs typically owe about four months of their starting salary, well below the one-year threshold that signals financial strain.
What makes this trajectory interesting is how associate degrees in Computer Science function as technical credentials rather than traditional two-year degrees. Programs like this typically prepare students for entry-level IT support, help desk, or junior developer roles—positions where employers value practical skills and certifications as much as academic credentials. The $39,000 starting point aligns with what tech support specialists and junior network administrators earn in the Dallas area, where the cost of living runs about 3% below the national average.
The real question is whether your child plans to transfer to a four-year program or enter the workforce directly. If they're staying at the associate level, this debt-to-earnings picture works. If they're transferring, remember this is just the first layer of educational investment—you'll need to factor in what the bachelor's degree adds to both the debt and earning potential. For students wanting to start earning quickly while keeping debt low, this represents a practical entry point into an industry with room for advancement.
Where Dallas College Stands
Earnings vs. debt across all computer science associates's programs nationally
Compare to Similar Programs Nationally
Computer Science associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $2,370 | $39,118* | — | $12,458* | — | |
| $6,391 | $79,044* | $83,812 | $15,254* | 0.19 | |
| $5,703 | $48,889* | $81,847 | $13,000* | 0.27 | |
| $8,280 | $47,904* | — | $22,519* | 0.47 | |
| $5,520 | $30,332* | — | $9,000* | 0.30 | |
| $5,218 | $24,888* | $46,054 | $8,750* | 0.35 | |
| National Median | — | $39,118* | — | $12,458* | 0.32 |
Career Paths
Occupations commonly associated with computer science graduates
Computer and Information Systems Managers
Computer and Information Research Scientists
Software Developers
Software Quality Assurance Analysts and Testers
Information Security Analysts
Database Architects
Data Warehousing Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Computer Programmers
Web Developers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Dallas College, approximately 23% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 6 similar programs. Actual outcomes may vary.