Analysis
A debt-to-earnings ratio under 0.5 typically signals manageable student debt, and this program fits that profile. Based on national peer programs, graduates carry roughly $17,750 in debt while earning around $38,000 in their first year—meaning debt equals about 47% of first-year income. That's reasonable territory for an associate degree, particularly one in a technical field where certifications and experience can quickly boost earning potential beyond that initial figure.
The challenge is context. Similar programs in Pennsylvania show considerable range, with Community College of Allegheny County producing notably higher first-year earnings ($42,640) while Pittsburgh Technical College sits lower ($33,829). Delaware County's estimated outcomes land near the state median, suggesting neither standout performance nor red flags. For families in the Philadelphia suburbs, proximity and lower community college tuition may offset the moderate earnings start, especially if students can transfer credits or stack credentials while working.
The real question is whether this associate degree serves as a launching pad or a terminal credential. If your child plans to work while completing a bachelor's, these estimates suggest the debt burden won't be crushing. But if this is the endpoint, that $38,000 salary needs to support independent living in the Philadelphia area—a tighter squeeze than in many Pennsylvania markets.
Where Delaware County Community College Stands
Earnings vs. debt across all computer programming associates's programs nationally
Compare to Similar Programs in Pennsylvania
Computer Programming associates's programs at peer institutions in Pennsylvania (10 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $6,660 | $38,086* | — | $17,750* | — | |
| $4,842 | $42,640* | — | $22,203* | 0.52 | |
| $18,980 | $33,829* | $49,336 | $14,499* | 0.43 | |
| National Median | — | $38,086* | — | $17,108* | 0.45 |
Career Paths
Occupations commonly associated with computer programming graduates
Software Developers
Software Quality Assurance Analysts and Testers
Computer Programmers
Web Developers
Web and Digital Interface Designers
Video Game Designers
Computer Science Teachers, Postsecondary
Computer Network Support Specialists
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Delaware County Community College, approximately 40% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 30 similar programs. Actual outcomes may vary.