Median Earnings (1yr)
$44,834
17th percentile
40th percentile in Tennessee
Median Debt
$19,250
23% below national median

Analysis

East Tennessee State's accounting program graduates earn $44,834 in their first yearβ€”landing at the state's median but about $9,000 below the national average for accounting majors. Among Tennessee's 28 accounting programs, this sits squarely in the middle, trailing UT-Knoxville, Tennessee State, and several other in-state options by roughly $8,000-9,000. For families considering ETSU primarily for in-state tuition benefits, they should know that comparable Tennessee schools are producing notably higher starting salaries in this field.

The positive side of this equation is debt: at $19,250, graduates carry about $6,000 less than the typical Tennessee accounting major and nearly $6,000 below the national figure. This lighter debt load translates to a debt-to-earnings ratio of 0.43, meaning most graduates should manage their loans comfortably even with below-average starting pay. Earnings do improve to $52,524 by year fourβ€”a 17% bump that closes some of the gap with other programs.

For anxious parents, the calculation here is straightforward: you're getting lower debt but accepting a meaningful earnings discount compared to nearby alternatives. If your student has the credentials for UT-Knoxville or Tennessee State, those programs deliver similar debt levels with significantly better earning potential. ETSU's accounting program works as an affordable fallback, but it shouldn't be the first choice among Tennessee's public universities for this major.

Where East Tennessee State University Stands

Earnings vs. debt across all accounting bachelors's programs nationally

Earnings Distribution

How East Tennessee State University graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
East Tennessee State University$44,834$52,524+17%
The University of Tennessee-Knoxville$53,197$71,799+35%
Lee University$53,577$70,035+31%
Middle Tennessee State University$51,963$59,969+15%
The University of Tennessee-Martin$48,101$57,062+19%

Compare to Similar Programs in Tennessee

Accounting bachelors's programs at peer institutions in Tennessee (28 total in state)

Scroll to see more β†’

SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
East Tennessee State UniversityJohnson City$9,950$44,834$52,524$19,2500.43
Tennessee State UniversityNashville$8,568$53,620$50,033$29,2500.55
Lee UniversityCleveland$22,690$53,577$70,035$16,7500.31
The University of Tennessee-KnoxvilleKnoxville$13,484$53,197$71,799$22,0000.41
Strayer University-TennesseeMemphis$13,920$52,373$56,398$54,9891.05
Middle Tennessee State UniversityMurfreesboro$9,506$51,963$59,969$24,5530.47
National Medianβ€”$53,694β€”$25,0000.47

Career Paths

Occupations commonly associated with accounting graduates

Financial Managers

Plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment.

$161,700/yrJobs growth:Bachelor's degree

Treasurers and Controllers

Direct financial activities, such as planning, procurement, and investments for all or part of an organization.

$161,700/yrJobs growth:Bachelor's degree

Investment Fund Managers

Plan, direct, or coordinate investment strategy or operations for a large pool of liquid assets supplied by institutional investors or individual investors.

$161,700/yrJobs growth:Bachelor's degree

Financial and Investment Analysts

Conduct quantitative analyses of information involving investment programs or financial data of public or private institutions, including valuation of businesses.

$101,910/yrJobs growth:Bachelor's degree

Financial Risk Specialists

Analyze and measure exposure to credit and market risk threatening the assets, earning capacity, or economic state of an organization. May make recommendations to limit risk.

$101,910/yrJobs growth:Bachelor's degree

Financial Examiners

Enforce or ensure compliance with laws and regulations governing financial and securities institutions and financial and real estate transactions. May examine, verify, or authenticate records.

$90,400/yrJobs growth:Bachelor's degree

Budget Analysts

Examine budget estimates for completeness, accuracy, and conformance with procedures and regulations. Analyze budgeting and accounting reports.

$87,930/yrJobs growth:Bachelor's degree

Business Teachers, Postsecondary

Teach courses in business administration and management, such as accounting, finance, human resources, labor and industrial relations, marketing, and operations research. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Accountants and Auditors

Examine, analyze, and interpret accounting records to prepare financial statements, give advice, or audit and evaluate statements prepared by others. Install or advise on systems of recording costs or other financial and budgetary data.

$81,680/yrJobs growth:Bachelor's degree

Tax Examiners and Collectors, and Revenue Agents

Determine tax liability or collect taxes from individuals or business firms according to prescribed laws and regulations.

$59,740/yrJobs growth:Bachelor's degree

Bookkeeping, Accounting, and Auditing Clerks

Compute, classify, and record numerical data to keep financial records complete. Perform any combination of routine calculating, posting, and verifying duties to obtain primary financial data for use in maintaining accounting records. May also check the accuracy of figures, calculations, and postings pertaining to business transactions recorded by other workers.

$49,210/yrJobs growth:Some college, no degree

Payroll and Timekeeping Clerks

Compile and record employee time and payroll data. May compute employees' time worked, production, and commission. May compute and post wages and deductions, or prepare paychecks.

$48,650/yrJobs growth:High school diploma or equivalent
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At East Tennessee State University, approximately 35% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 69 graduates with reported earnings and 74 graduates with debt data. Small samples may not be representative.