Median Earnings (1yr)
$44,834
17th percentile (40th in TN)
Median Debt
$19,250
23% below national median
Debt-to-Earnings
0.43
Manageable
Sample Size
69
Adequate data

Analysis

East Tennessee State's accounting program graduates earn $44,834 in their first year—landing at the state's median but about $9,000 below the national average for accounting majors. Among Tennessee's 28 accounting programs, this sits squarely in the middle, trailing UT-Knoxville, Tennessee State, and several other in-state options by roughly $8,000-9,000. For families considering ETSU primarily for in-state tuition benefits, they should know that comparable Tennessee schools are producing notably higher starting salaries in this field.

The positive side of this equation is debt: at $19,250, graduates carry about $6,000 less than the typical Tennessee accounting major and nearly $6,000 below the national figure. This lighter debt load translates to a debt-to-earnings ratio of 0.43, meaning most graduates should manage their loans comfortably even with below-average starting pay. Earnings do improve to $52,524 by year four—a 17% bump that closes some of the gap with other programs.

For anxious parents, the calculation here is straightforward: you're getting lower debt but accepting a meaningful earnings discount compared to nearby alternatives. If your student has the credentials for UT-Knoxville or Tennessee State, those programs deliver similar debt levels with significantly better earning potential. ETSU's accounting program works as an affordable fallback, but it shouldn't be the first choice among Tennessee's public universities for this major.

Where East Tennessee State University Stands

Earnings vs. debt across all accounting bachelors's programs nationally

East Tennessee State UniversityOther accounting programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How East Tennessee State University graduates compare to all programs nationally

East Tennessee State University graduates earn $45k, placing them in the 17th percentile of all accounting bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Tennessee

Accounting bachelors's programs at peer institutions in Tennessee (28 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
East Tennessee State University$44,834$52,524$19,2500.43
Tennessee State University$53,620$50,033$29,2500.55
Lee University$53,577$70,035$16,7500.31
The University of Tennessee-Knoxville$53,197$71,799$22,0000.41
Strayer University-Tennessee$52,373$56,398$54,9891.05
Middle Tennessee State University$51,963$59,969$24,5530.47
National Median$53,694—$25,0000.47

Other Accounting Programs in Tennessee

Compare tuition, earnings, and debt across Tennessee schools

SchoolIn-State TuitionEarnings (1yr)Debt
Tennessee State University
Nashville
$8,568$53,620$29,250
Lee University
Cleveland
$22,690$53,577$16,750
The University of Tennessee-Knoxville
Knoxville
$13,484$53,197$22,000
Strayer University-Tennessee
Memphis
$13,920$52,373$54,989
Middle Tennessee State University
Murfreesboro
$9,506$51,963$24,553

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At East Tennessee State University, approximately 35% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 69 graduates with reported earnings and 74 graduates with debt data. Small samples may not be representative.