Median Earnings (1yr)
$28,904
26th percentile (40th in NY)
Median Debt
$20,175
25% below national median
Debt-to-Earnings
0.70
Manageable
Sample Size
29
Limited data

Analysis

Farmingdale's psychology program carries a notably low debt burden—about $7,000 less than typical New York graduates and $20,000 below what students at Pace University face. The first-year earnings lag both state and national medians substantially, but the 72% earnings growth to year four tells a different story: graduates reach nearly $50,000, well above the national median. While this pattern of steep early growth isn't uncommon in psychology (where many pursue graduate degrees or credentials), the relatively strong fourth-year outcome combined with manageable debt creates a reasonable foundation.

However, the small sample size here matters. With fewer than 30 graduates tracked, one or two outliers could swing these numbers significantly. The 40th percentile ranking among New York programs also suggests this isn't a standout choice—seven schools in the state deliver stronger earnings outcomes, including several CUNY campuses that cost less. That first-year figure of $28,904 is particularly concerning for graduates who need immediate earnings to service debt.

For families seeking an affordable path to a psychology degree in New York's public system, the debt level is manageable. But if your student is serious about this field, compare carefully against CUNY options like Baruch, where graduates earn nearly double in their first year. The trajectory improves, but that initial struggle could matter more than later gains.

Where Farmingdale State College Stands

Earnings vs. debt across all clinical, counseling and applied psychology bachelors's programs nationally

Farmingdale State CollegeOther clinical, counseling and applied psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Farmingdale State College graduates compare to all programs nationally

Farmingdale State College graduates earn $29k, placing them in the 26th percentile of all clinical, counseling and applied psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in New York

Clinical, Counseling and Applied Psychology bachelors's programs at peer institutions in New York (15 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Farmingdale State College$28,904$49,661$20,1750.70
CUNY Bernard M Baruch College$57,204$46,414——
Pace University$40,671$57,765$26,0000.64
SUNY College of Technology at Canton$36,254$40,641$26,0000.72
CUNY John Jay College of Criminal Justice$35,656$49,895$13,4210.38
The College of Saint Rose$32,008$49,446$20,5000.64
National Median$34,506—$27,0000.78

Other Clinical, Counseling and Applied Psychology Programs in New York

Compare tuition, earnings, and debt across New York schools

SchoolIn-State TuitionEarnings (1yr)Debt
CUNY Bernard M Baruch College
New York
$7,464$57,204—
Pace University
New York
$51,424$40,671$26,000
SUNY College of Technology at Canton
Canton
$8,689$36,254$26,000
CUNY John Jay College of Criminal Justice
New York
$7,470$35,656$13,421
The College of Saint Rose
Albany
$37,452$32,008$20,500

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Farmingdale State College, approximately 36% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 29 graduates with reported earnings and 45 graduates with debt data. Small samples may not be representative.