Analysis
Based on comparable programming programs nationwide, Flathead Valley's associate degree carries an estimated $17,750 in debt—slightly above the national median—while typical first-year earnings hover around $38,000. That debt-to-earnings ratio of 0.47 suggests graduates could potentially pay off their loans within a year if they dedicate roughly half their income, which is manageable compared to many technical programs.
Montana's tech job market is smaller and more geographically concentrated than coastal hubs, which matters when only 16% of students here receive Pell grants—suggesting most families are paying closer to sticker price. Peer programs nationally show considerable variation, with top performers reaching $44,000+ in first-year earnings, so much depends on whether graduates land positions with established employers or remain in rural markets where tech salaries lag.
The practical challenge: with only four programs statewide and no reported outcomes data from any Montana school, you're investing based on national patterns rather than proven local results. If your student plans to stay in northwest Montana, research whether Kalispell's economy can absorb entry-level programmers at competitive wages. If they're willing to relocate to Missoula, Billings, or out of state, this estimated debt load shouldn't be prohibitive—but confirm the curriculum aligns with in-demand skills before committing.
Where Flathead Valley Community College Stands
Earnings vs. debt across all computer programming associates's programs nationally
Compare to Similar Programs Nationally
Computer Programming associates's programs at top institutions nationally
Scroll to see more →
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $4,748 | $38,086* | — | $17,750* | — | |
| $4,872 | $63,559* | $56,895 | $12,000* | 0.19 | |
| $5,400 | $55,996* | $67,313 | $12,736* | 0.23 | |
| $6,128 | $55,069* | $65,758 | $22,600* | 0.41 | |
| $4,916 | $54,652* | $61,493 | $13,812* | 0.25 | |
| $7,650 | $53,874* | — | $14,827* | 0.28 | |
| National Median | — | $38,086* | — | $17,108* | 0.45 |
Career Paths
Occupations commonly associated with computer programming graduates
Software Developers
Software Quality Assurance Analysts and Testers
Computer Programmers
Web Developers
Web and Digital Interface Designers
Video Game Designers
Computer Science Teachers, Postsecondary
Computer Network Support Specialists
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Flathead Valley Community College, approximately 16% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 30 similar programs. Actual outcomes may vary.