Analysis
The estimated debt load of $13,274 for this certificate lands squarely in line with what similar programming credentials carry nationally, but the earnings picture requires closer scrutiny. Based on comparable programs nationwide, first-year earnings around $43,700 would put this certificate in reasonable territory—except Florida's own computer programming certificate market tells a very different story. The median Florida graduate in this field earns just $15,968 first year out, less than half the national figure. That gulf matters enormously for debt repayment.
This disparity suggests Florida's tech certificate landscape may be saturated or structured differently than other states, with many graduates competing for entry-level positions that don't leverage their training fully. While peer programs nationally suggest solid outcomes, the state data indicates significant risk that this certificate won't command the wages needed to justify even moderate debt. A 0.30 debt-to-earnings ratio looks manageable only if the earnings materialize—and in Florida's market, that's far from guaranteed.
Before committing, your student needs concrete employment outcomes specific to Florida Gateway College's program, not national estimates. Contact the college directly for job placement rates and employer partnerships in North Florida, and compare those against what Florida's other tech training options deliver in actual graduate earnings.
Where Florida Gateway College Stands
Earnings vs. debt across all computer programming certificate's programs nationally
Compare to Similar Programs in Florida
Computer Programming certificate's programs at peer institutions in Florida (34 total in state)
Scroll to see more →
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $3,100 | $43,727* | — | $13,274* | — | |
| — | $15,968* | — | —* | — | |
| National Median | — | $43,727* | — | $14,340* | 0.33 |
Career Paths
Occupations commonly associated with computer programming graduates
Software Developers
Software Quality Assurance Analysts and Testers
Computer Programmers
Web Developers
Web and Digital Interface Designers
Video Game Designers
Computer Science Teachers, Postsecondary
Computer Network Support Specialists
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Florida Gateway College, approximately 38% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 5 similar programs. Actual outcomes may vary.