Analysis
A computer programming certificate that generates estimated first-year earnings of $43,727 against debt of $13,274 looks modest—particularly when you consider that peer programs in California typically produce median earnings of $60,496. That's a significant gap, though we can't know if Folsom Lake's actual outcomes fall closer to the national baseline or the stronger California average.
The debt burden itself appears manageable at roughly 30% of first year income, which is well within reasonable territory for a short-term credential. Community college certificates like this one are designed to get students job-ready quickly without the crushing debt of four-year programs. The low Pell grant rate (16%) suggests this program may draw students who already have some financial resources or are career-changers rather than traditional first-time college students.
The real question is whether this certificate delivers California-caliber tech outcomes or just national-average results. Since the earnings data is estimated from national peers rather than actual Folsom Lake graduates, there's genuine uncertainty about return on investment. In a state with a robust tech sector and higher typical programming salaries, you'd want to investigate job placement rates and employer relationships directly with the program. If Folsom Lake connects graduates to local tech employers, the investment could pay off quickly. If it doesn't, you're paying California living costs while potentially earning national-level wages.
Where Folsom Lake College Stands
Earnings vs. debt across all computer programming certificate's programs nationally
Compare to Similar Programs in California
Computer Programming certificate's programs at peer institutions in California (69 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $1,288 | $43,727* | — | $13,274* | — | |
| — | $60,496* | — | $14,431* | 0.24 | |
| National Median | — | $43,727* | — | $14,340* | 0.33 |
Career Paths
Occupations commonly associated with computer programming graduates
Software Developers
Software Quality Assurance Analysts and Testers
Computer Programmers
Web Developers
Web and Digital Interface Designers
Video Game Designers
Computer Science Teachers, Postsecondary
Computer Network Support Specialists
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Folsom Lake College, approximately 16% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 5 similar programs. Actual outcomes may vary.