Analysis
A debt load near $18,000 for first-year earnings around $38,000 creates a manageable financial foundation—the debt-to-earnings ratio of 0.47 means roughly six months of gross income to cover the full loan balance. For a two-year technical credential, this represents a relatively quick path to the workforce without the prolonged investment of a bachelor's degree. However, these figures come from national peer programs rather than Gavilan's actual graduates, so there's inherent uncertainty about how this specific program performs in the competitive Silicon Valley job market just miles away.
California's tech landscape offers both opportunity and challenge for associate degree holders. While the Bay Area's proximity creates potential access to entry-level developer and support roles, competition from bootcamp graduates and bachelor's degree holders is intense. Similar programs nationally produce earnings that cluster tightly around the median, suggesting limited variation in outcomes—but local cost of living in Gilroy and surrounding areas will stretch those dollars far less than in most other states.
The core question is whether this program provides the specific skills and connections needed to break into local tech employers. Without reported outcomes from Gavilan itself, you're betting on the curriculum and faculty preparing graduates for a regional market where salaries can be higher but expectations often are too. Look closely at what employers actually hire from this program and whether the debt remains manageable if initial job prospects require relocating to more affordable areas.
Where Gavilan College Stands
Earnings vs. debt across all computer programming associates's programs nationally
Compare to Similar Programs Nationally
Computer Programming associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $1,506 | $38,086* | — | $17,750* | — | |
| $4,872 | $63,559* | $56,895 | $12,000* | 0.19 | |
| $5,400 | $55,996* | $67,313 | $12,736* | 0.23 | |
| $6,128 | $55,069* | $65,758 | $22,600* | 0.41 | |
| $4,916 | $54,652* | $61,493 | $13,812* | 0.25 | |
| $7,650 | $53,874* | — | $14,827* | 0.28 | |
| National Median | — | $38,086* | — | $17,108* | 0.45 |
Career Paths
Occupations commonly associated with computer programming graduates
Software Developers
Software Quality Assurance Analysts and Testers
Computer Programmers
Web Developers
Web and Digital Interface Designers
Video Game Designers
Computer Science Teachers, Postsecondary
Computer Network Support Specialists
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Gavilan College, approximately 24% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 30 similar programs. Actual outcomes may vary.