Analysis
Computer science degrees in Kentucky show a troubling pattern. While comparable programs nationwide suggest first-year earnings around $71,000, the only Kentucky program with reported outcomes—Murray State—shows graduates earning just $37,000. That's nearly half the national figure, and Georgetown College's outcomes could fall anywhere in that wide range.
The estimated $25,000 debt load seems manageable against national computer science earnings, but less so if this program tracks closer to Kentucky's reality. A debt-to-earnings ratio that looks reasonable at 0.35 nationally becomes more concerning at 0.68 if Kentucky market conditions dominate. With 74% of applicants admitted and average SAT scores around 1150, Georgetown draws students who might struggle to land the competitive tech positions that justify computer science degrees financially.
The core issue here is uncertainty. We're working from national estimates for a program whose actual graduates could face very different outcomes. Given that Kentucky's tech market appears substantially weaker than the national average, and Georgetown's selective placement into high-paying roles remains unknown, families should have a concrete Plan B. If your child doesn't land a $60,000+ job within a year of graduation, that debt becomes a much heavier burden—and Kentucky's track record suggests that's a real possibility worth preparing for.
Where Georgetown College Stands
Earnings vs. debt across all computer science bachelors's programs nationally
Compare to Similar Programs in Kentucky
Computer Science bachelors's programs at peer institutions in Kentucky (7 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $42,010 | $70,950* | — | $25,000* | — | |
| $9,708 | $36,938* | $73,631 | $25,000* | 0.68 | |
| National Median | — | $70,950* | — | $23,374* | 0.33 |
Career Paths
Occupations commonly associated with computer science graduates
Computer and Information Systems Managers
Computer and Information Research Scientists
Software Developers
Software Quality Assurance Analysts and Testers
Information Security Analysts
Database Architects
Data Warehousing Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Computer Programmers
Web Developers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Georgetown College, approximately 34% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 345 similar programs. Actual outcomes may vary.