Median Earnings (1yr)
$36,117
84th percentile
60th percentile in New Jersey
Median Debt
$22,375
12% below national median

Analysis

Georgian Court University's psychology program outperforms what parents might expect from a school with a 71% acceptance rate. Starting earnings of $36,117 place graduates in the 84th percentile nationally and comfortably above New Jersey's median for psychology majors. That's roughly $4,000 more than typical NJ psychology graduates earn, and close to what students at Rider University—often considered a stronger competitor—make in their first year out.

The debt picture reinforces this value story. At $22,375, students borrow about $3,000 less than both state and national averages for psychology programs, while earning significantly more. The 0.62 debt-to-earnings ratio means graduates owe less than eight months of their starting salary, making this manageable even in a field not known for high pay. Strong earnings growth to $45,248 by year four suggests the degree provides solid career mobility rather than trapping graduates in entry-level roles.

For parents concerned about psychology's reputation as a financially risky major, this program flips that narrative. Your child would be borrowing less than peers while positioning themselves in the top 40% of New Jersey psychology graduates—and top sixth nationally. The combination of below-average debt and above-average outcomes makes this one of the smarter psychology investments in the state.

Where Georgian Court University Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Earnings Distribution

How Georgian Court University graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Georgian Court University$36,117$45,248+25%
The College of New Jersey$28,920$57,068+97%
Rider University$38,118$52,513+38%
Monmouth University$28,590$50,107+75%
Rutgers University-Camden$31,280$49,641+59%

Compare to Similar Programs in New Jersey

Psychology bachelors's programs at peer institutions in New Jersey (25 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Georgian Court UniversityLakewood$37,110$36,117$45,248$22,3750.62
Rider UniversityLawrenceville$38,900$38,118$52,513$27,0000.71
Montclair State UniversityMontclair$14,766$33,432$46,064$25,0000.75
Pillar CollegeNewark$24,820$32,637$39,092$35,8531.10
William Paterson University of New JerseyWayne$15,150$32,418$44,968$25,0000.77
Kean UniversityUnion$13,426$31,475$44,540$25,0000.79
National Median$31,482$25,5000.81

Career Paths

Occupations commonly associated with psychology graduates

Industrial-Organizational Psychologists

Apply principles of psychology to human resources, administration, management, sales, and marketing problems. Activities may include policy planning; employee testing and selection, training, and development; and organizational development and analysis. May work with management to organize the work setting to improve worker productivity.

$94,310/yrJobs growth:

Clinical and Counseling Psychologists

Assess, diagnose, and treat mental and emotional disorders of individuals through observation, interview, and psychological tests. Help individuals with distress or maladjustment understand their problems through their knowledge of case history, interviews with patients, and theory. Provide individual or group counseling services to assist individuals in achieving more effective personal, social, educational, and vocational development and adjustment. May design behavior modification programs and consult with medical personnel regarding the best treatment for patients.

$94,310/yrJobs growth:

Psychologists, All Other

All psychologists not listed separately.

$94,310/yrJobs growth:

Neuropsychologists

Apply theories and principles of neuropsychology to evaluate and diagnose disorders of higher cerebral functioning, often in research and medical settings. Study the human brain and the effect of physiological states on human cognition and behavior. May formulate and administer programs of treatment.

$94,310/yrJobs growth:

Clinical Neuropsychologists

Assess and diagnose patients with neurobehavioral problems related to acquired or developmental disorders of the nervous system, such as neurodegenerative disorders, traumatic brain injury, seizure disorders, and learning disabilities. Recommend treatment after diagnosis, such as therapy, medication, or surgery. Assist with evaluation before and after neurosurgical procedures, such as deep brain stimulation.

$94,310/yrJobs growth:

Psychology Teachers, Postsecondary

Teach courses in psychology, such as child, clinical, and developmental psychology, and psychological counseling. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Managers, All Other

All managers not listed separately.

Loss Prevention Managers

Plan and direct policies, procedures, or systems to prevent the loss of assets. Determine risk exposure or potential liability, and develop risk control measures.

Social Science Research Assistants

Assist social scientists in laboratory, survey, and other social science research. May help prepare findings for publication and assist in laboratory analysis, quality control, or data management.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Georgian Court University, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 65 graduates with reported earnings and 98 graduates with debt data. Small samples may not be representative.