Median Earnings (1yr)
$36,117
84th percentile (60th in NJ)
Median Debt
$22,375
12% below national median
Debt-to-Earnings
0.62
Manageable
Sample Size
65
Adequate data

Analysis

Georgian Court University's psychology program outperforms what parents might expect from a school with a 71% acceptance rate. Starting earnings of $36,117 place graduates in the 84th percentile nationally and comfortably above New Jersey's median for psychology majors. That's roughly $4,000 more than typical NJ psychology graduates earn, and close to what students at Rider University—often considered a stronger competitor—make in their first year out.

The debt picture reinforces this value story. At $22,375, students borrow about $3,000 less than both state and national averages for psychology programs, while earning significantly more. The 0.62 debt-to-earnings ratio means graduates owe less than eight months of their starting salary, making this manageable even in a field not known for high pay. Strong earnings growth to $45,248 by year four suggests the degree provides solid career mobility rather than trapping graduates in entry-level roles.

For parents concerned about psychology's reputation as a financially risky major, this program flips that narrative. Your child would be borrowing less than peers while positioning themselves in the top 40% of New Jersey psychology graduates—and top sixth nationally. The combination of below-average debt and above-average outcomes makes this one of the smarter psychology investments in the state.

Where Georgian Court University Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Georgian Court UniversityOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Georgian Court University graduates compare to all programs nationally

Georgian Court University graduates earn $36k, placing them in the 84th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in New Jersey

Psychology bachelors's programs at peer institutions in New Jersey (25 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Georgian Court University$36,117$45,248$22,3750.62
Rider University$38,118$52,513$27,0000.71
Montclair State University$33,432$46,064$25,0000.75
Pillar College$32,637$39,092$35,8531.10
William Paterson University of New Jersey$32,418$44,968$25,0000.77
Kean University$31,475$44,540$25,0000.79
National Median$31,482—$25,5000.81

Other Psychology Programs in New Jersey

Compare tuition, earnings, and debt across New Jersey schools

SchoolIn-State TuitionEarnings (1yr)Debt
Rider University
Lawrenceville
$38,900$38,118$27,000
Montclair State University
Montclair
$14,766$33,432$25,000
Pillar College
Newark
$24,820$32,637$35,853
William Paterson University of New Jersey
Wayne
$15,150$32,418$25,000
Kean University
Union
$13,426$31,475$25,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Georgian Court University, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 65 graduates with reported earnings and 98 graduates with debt data. Small samples may not be representative.