Median Earnings (1yr)
$32,637
59th percentile
60th percentile in New Jersey
Median Debt
$35,853
41% above national median

Analysis

Pillar College's psychology program outperforms both state and national medians, placing graduates in the 60th percentile among New Jersey programs—a meaningful achievement given that many larger state universities occupy the top spots. First-year graduates earn $32,637, roughly $2,600 above New Jersey's median for psychology programs, and that figure climbs to over $39,000 by year four. The 20% earnings growth suggests graduates are finding paths beyond entry-level positions, though these numbers remain modest in absolute terms for a state with New Jersey's cost of living.

The real advantage here is debt management. At $35,853, graduates carry roughly $10,000 more debt than the state median, but the debt-to-earnings ratio of 1.10 is quite manageable—it means total debt roughly equals one year's salary. More than half of students receive Pell grants, indicating the college serves many lower-income families who are getting reasonable economic outcomes. Psychology graduates often need graduate school for higher-paying roles, so keeping undergraduate debt in check matters considerably.

For families weighing this against alternatives, Pillar delivers slightly better earnings than William Paterson or Kean University while maintaining a similar debt load. It won't match Rider's outcomes, but it's performing solidly in its tier. The program works if your student is debt-conscious and plans to either work immediately after graduation or pursue an advanced degree without carrying excessive undergraduate loans into that next phase.

Where Pillar College Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Earnings Distribution

How Pillar College graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Pillar College$32,637$39,092+20%
The College of New Jersey$28,920$57,068+97%
Rider University$38,118$52,513+38%
Monmouth University$28,590$50,107+75%
Rutgers University-Camden$31,280$49,641+59%

Compare to Similar Programs in New Jersey

Psychology bachelors's programs at peer institutions in New Jersey (25 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Pillar CollegeNewark$24,820$32,637$39,092$35,8531.10
Rider UniversityLawrenceville$38,900$38,118$52,513$27,0000.71
Georgian Court UniversityLakewood$37,110$36,117$45,248$22,3750.62
Montclair State UniversityMontclair$14,766$33,432$46,064$25,0000.75
William Paterson University of New JerseyWayne$15,150$32,418$44,968$25,0000.77
Kean UniversityUnion$13,426$31,475$44,540$25,0000.79
National Median$31,482$25,5000.81

Career Paths

Occupations commonly associated with psychology graduates

Industrial-Organizational Psychologists

Apply principles of psychology to human resources, administration, management, sales, and marketing problems. Activities may include policy planning; employee testing and selection, training, and development; and organizational development and analysis. May work with management to organize the work setting to improve worker productivity.

$94,310/yrJobs growth:

Clinical and Counseling Psychologists

Assess, diagnose, and treat mental and emotional disorders of individuals through observation, interview, and psychological tests. Help individuals with distress or maladjustment understand their problems through their knowledge of case history, interviews with patients, and theory. Provide individual or group counseling services to assist individuals in achieving more effective personal, social, educational, and vocational development and adjustment. May design behavior modification programs and consult with medical personnel regarding the best treatment for patients.

$94,310/yrJobs growth:

Psychologists, All Other

All psychologists not listed separately.

$94,310/yrJobs growth:

Neuropsychologists

Apply theories and principles of neuropsychology to evaluate and diagnose disorders of higher cerebral functioning, often in research and medical settings. Study the human brain and the effect of physiological states on human cognition and behavior. May formulate and administer programs of treatment.

$94,310/yrJobs growth:

Clinical Neuropsychologists

Assess and diagnose patients with neurobehavioral problems related to acquired or developmental disorders of the nervous system, such as neurodegenerative disorders, traumatic brain injury, seizure disorders, and learning disabilities. Recommend treatment after diagnosis, such as therapy, medication, or surgery. Assist with evaluation before and after neurosurgical procedures, such as deep brain stimulation.

$94,310/yrJobs growth:

Psychology Teachers, Postsecondary

Teach courses in psychology, such as child, clinical, and developmental psychology, and psychological counseling. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Managers, All Other

All managers not listed separately.

Loss Prevention Managers

Plan and direct policies, procedures, or systems to prevent the loss of assets. Determine risk exposure or potential liability, and develop risk control measures.

Social Science Research Assistants

Assist social scientists in laboratory, survey, and other social science research. May help prepare findings for publication and assist in laboratory analysis, quality control, or data management.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Pillar College, approximately 56% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 33 graduates with reported earnings and 56 graduates with debt data. Small samples may not be representative.