Median Earnings (1yr)
$38,118
95th percentile (80th in NJ)
Median Debt
$27,000
6% above national median
Debt-to-Earnings
0.71
Manageable
Sample Size
88
Adequate data

Analysis

Rider University's psychology graduates are outearning their New Jersey peers by a significant margin—earning $38,118 in their first year compared to the state median of just under $30,000. That places them in the 80th percentile among New Jersey psychology programs and 95th percentile nationally, a rare combination that suggests real program quality. With $27,000 in median debt, graduates face manageable payments while earning more than psychology majors at much larger state schools like Montclair State and William Paterson.

The 38% earnings growth trajectory over four years is particularly encouraging, bringing median earnings to $52,513—far above what most psychology bachelor's holders achieve. The 0.71 debt-to-earnings ratio means graduates are borrowing less than one year's starting salary, a healthy position that gives them flexibility whether they enter the workforce immediately or pursue graduate education.

The premium here appears justified. While Rider isn't cheap, psychology graduates aren't drowning in debt relative to their earning power, and they're outperforming peers from schools with similar profiles. If your child is serious about psychology and responsive to Rider's smaller class environment, the financial outcomes suggest this investment delivers real value beyond what nearby alternatives provide.

Where Rider University Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Rider UniversityOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Rider University graduates compare to all programs nationally

Rider University graduates earn $38k, placing them in the 95th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in New Jersey

Psychology bachelors's programs at peer institutions in New Jersey (25 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Rider University$38,118$52,513$27,0000.71
Georgian Court University$36,117$45,248$22,3750.62
Montclair State University$33,432$46,064$25,0000.75
Pillar College$32,637$39,092$35,8531.10
William Paterson University of New Jersey$32,418$44,968$25,0000.77
Kean University$31,475$44,540$25,0000.79
National Median$31,482—$25,5000.81

Other Psychology Programs in New Jersey

Compare tuition, earnings, and debt across New Jersey schools

SchoolIn-State TuitionEarnings (1yr)Debt
Georgian Court University
Lakewood
$37,110$36,117$22,375
Montclair State University
Montclair
$14,766$33,432$25,000
Pillar College
Newark
$24,820$32,637$35,853
William Paterson University of New Jersey
Wayne
$15,150$32,418$25,000
Kean University
Union
$13,426$31,475$25,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Rider University, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 88 graduates with reported earnings and 155 graduates with debt data. Small samples may not be representative.