Median Earnings (1yr)
$38,118
95th percentile
80th percentile in New Jersey
Median Debt
$27,000
6% above national median

Analysis

Rider University's psychology graduates are outearning their New Jersey peers by a significant margin—earning $38,118 in their first year compared to the state median of just under $30,000. That places them in the 80th percentile among New Jersey psychology programs and 95th percentile nationally, a rare combination that suggests real program quality. With $27,000 in median debt, graduates face manageable payments while earning more than psychology majors at much larger state schools like Montclair State and William Paterson.

The 38% earnings growth trajectory over four years is particularly encouraging, bringing median earnings to $52,513—far above what most psychology bachelor's holders achieve. The 0.71 debt-to-earnings ratio means graduates are borrowing less than one year's starting salary, a healthy position that gives them flexibility whether they enter the workforce immediately or pursue graduate education.

The premium here appears justified. While Rider isn't cheap, psychology graduates aren't drowning in debt relative to their earning power, and they're outperforming peers from schools with similar profiles. If your child is serious about psychology and responsive to Rider's smaller class environment, the financial outcomes suggest this investment delivers real value beyond what nearby alternatives provide.

Where Rider University Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Earnings Distribution

How Rider University graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Rider University$38,118$52,513+38%
The College of New Jersey$28,920$57,068+97%
Monmouth University$28,590$50,107+75%
Rutgers University-New Brunswick$31,280$49,641+59%
Rutgers University-Camden$31,280$49,641+59%

Compare to Similar Programs in New Jersey

Psychology bachelors's programs at peer institutions in New Jersey (25 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Rider UniversityLawrenceville$38,900$38,118$52,513$27,0000.71
Georgian Court UniversityLakewood$37,110$36,117$45,248$22,3750.62
Montclair State UniversityMontclair$14,766$33,432$46,064$25,0000.75
Pillar CollegeNewark$24,820$32,637$39,092$35,8531.10
William Paterson University of New JerseyWayne$15,150$32,418$44,968$25,0000.77
Kean UniversityUnion$13,426$31,475$44,540$25,0000.79
National Median$31,482$25,5000.81

Career Paths

Occupations commonly associated with psychology graduates

Industrial-Organizational Psychologists

Apply principles of psychology to human resources, administration, management, sales, and marketing problems. Activities may include policy planning; employee testing and selection, training, and development; and organizational development and analysis. May work with management to organize the work setting to improve worker productivity.

$94,310/yrJobs growth:

Clinical and Counseling Psychologists

Assess, diagnose, and treat mental and emotional disorders of individuals through observation, interview, and psychological tests. Help individuals with distress or maladjustment understand their problems through their knowledge of case history, interviews with patients, and theory. Provide individual or group counseling services to assist individuals in achieving more effective personal, social, educational, and vocational development and adjustment. May design behavior modification programs and consult with medical personnel regarding the best treatment for patients.

$94,310/yrJobs growth:

Psychologists, All Other

All psychologists not listed separately.

$94,310/yrJobs growth:

Neuropsychologists

Apply theories and principles of neuropsychology to evaluate and diagnose disorders of higher cerebral functioning, often in research and medical settings. Study the human brain and the effect of physiological states on human cognition and behavior. May formulate and administer programs of treatment.

$94,310/yrJobs growth:

Clinical Neuropsychologists

Assess and diagnose patients with neurobehavioral problems related to acquired or developmental disorders of the nervous system, such as neurodegenerative disorders, traumatic brain injury, seizure disorders, and learning disabilities. Recommend treatment after diagnosis, such as therapy, medication, or surgery. Assist with evaluation before and after neurosurgical procedures, such as deep brain stimulation.

$94,310/yrJobs growth:

Psychology Teachers, Postsecondary

Teach courses in psychology, such as child, clinical, and developmental psychology, and psychological counseling. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Managers, All Other

All managers not listed separately.

Loss Prevention Managers

Plan and direct policies, procedures, or systems to prevent the loss of assets. Determine risk exposure or potential liability, and develop risk control measures.

Social Science Research Assistants

Assist social scientists in laboratory, survey, and other social science research. May help prepare findings for publication and assist in laboratory analysis, quality control, or data management.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Rider University, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 88 graduates with reported earnings and 155 graduates with debt data. Small samples may not be representative.