Analysis
Rider University's psychology graduates are outearning their New Jersey peers by a significant margin—earning $38,118 in their first year compared to the state median of just under $30,000. That places them in the 80th percentile among New Jersey psychology programs and 95th percentile nationally, a rare combination that suggests real program quality. With $27,000 in median debt, graduates face manageable payments while earning more than psychology majors at much larger state schools like Montclair State and William Paterson.
The 38% earnings growth trajectory over four years is particularly encouraging, bringing median earnings to $52,513—far above what most psychology bachelor's holders achieve. The 0.71 debt-to-earnings ratio means graduates are borrowing less than one year's starting salary, a healthy position that gives them flexibility whether they enter the workforce immediately or pursue graduate education.
The premium here appears justified. While Rider isn't cheap, psychology graduates aren't drowning in debt relative to their earning power, and they're outperforming peers from schools with similar profiles. If your child is serious about psychology and responsive to Rider's smaller class environment, the financial outcomes suggest this investment delivers real value beyond what nearby alternatives provide.
Where Rider University Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Earnings Distribution
How Rider University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Rider University | $38,118 | $52,513 | +38% |
| The College of New Jersey | $28,920 | $57,068 | +97% |
| Monmouth University | $28,590 | $50,107 | +75% |
| Rutgers University-New Brunswick | $31,280 | $49,641 | +59% |
| Rutgers University-Camden | $31,280 | $49,641 | +59% |
Compare to Similar Programs in New Jersey
Psychology bachelors's programs at peer institutions in New Jersey (25 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $38,900 | $38,118 | $52,513 | $27,000 | 0.71 | |
| $37,110 | $36,117 | $45,248 | $22,375 | 0.62 | |
| $14,766 | $33,432 | $46,064 | $25,000 | 0.75 | |
| $24,820 | $32,637 | $39,092 | $35,853 | 1.10 | |
| $15,150 | $32,418 | $44,968 | $25,000 | 0.77 | |
| $13,426 | $31,475 | $44,540 | $25,000 | 0.79 | |
| National Median | — | $31,482 | — | $25,500 | 0.81 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Rider University, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 88 graduates with reported earnings and 155 graduates with debt data. Small samples may not be representative.