Median Earnings (1yr)
$32,418
57th percentile (60th in NJ)
Median Debt
$25,000
2% below national median
Debt-to-Earnings
0.77
Manageable
Sample Size
221
Adequate data

Analysis

William Paterson's psychology graduates start at $32,418—about $2,400 above the New Jersey median for psychology programs—and see strong momentum from there. Within four years, earnings jump 39% to nearly $45,000, outpacing most peer programs in the state where this degree ranks in the 60th percentile. The debt load of $25,000 equals the state median, creating a manageable 0.77 debt-to-earnings ratio that suggests borrowing here won't handcuff your child's early career.

This trajectory matters because psychology bachelor's degrees often require graduate school or career pivots to reach higher salaries. The fact that William Paterson grads are earning $45,000 by year four—without necessarily pursuing advanced degrees—indicates they're finding viable career paths, likely in social services, education support, or corporate HR roles. With 44% of students receiving Pell grants and a 93% admission rate, this is an accessible option that delivers results competitive with far more selective New Jersey schools.

For a psychology major who needs to work immediately after graduation, this program provides breathing room. Your child will earn slightly above average from the start, carry typical debt, and see meaningful salary growth in those critical first years after college.

Where William Paterson University of New Jersey Stands

Earnings vs. debt across all psychology bachelors's programs nationally

William Paterson University of New JerseyOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How William Paterson University of New Jersey graduates compare to all programs nationally

William Paterson University of New Jersey graduates earn $32k, placing them in the 57th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in New Jersey

Psychology bachelors's programs at peer institutions in New Jersey (25 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
William Paterson University of New Jersey$32,418$44,968$25,0000.77
Rider University$38,118$52,513$27,0000.71
Georgian Court University$36,117$45,248$22,3750.62
Montclair State University$33,432$46,064$25,0000.75
Pillar College$32,637$39,092$35,8531.10
Kean University$31,475$44,540$25,0000.79
National Median$31,482—$25,5000.81

Other Psychology Programs in New Jersey

Compare tuition, earnings, and debt across New Jersey schools

SchoolIn-State TuitionEarnings (1yr)Debt
Rider University
Lawrenceville
$38,900$38,118$27,000
Georgian Court University
Lakewood
$37,110$36,117$22,375
Montclair State University
Montclair
$14,766$33,432$25,000
Pillar College
Newark
$24,820$32,637$35,853
Kean University
Union
$13,426$31,475$25,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At William Paterson University of New Jersey, approximately 44% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 221 graduates with reported earnings and 327 graduates with debt data. Small samples may not be representative.