Analysis
Georgian Court's social work program shows solid earnings growth over time—graduates see their income rise 22% by year four—but here's the tension: you're starting below most NJ social work programs and paying nearly as much in debt as stronger alternatives. At $38,530 initially, earnings sit just below the state median of $39,233, placing this program in the 40th percentile among New Jersey schools. Meanwhile, all four Rutgers campuses and Seton Hall deliver notably higher starting salaries with similar debt loads.
The manageable debt-to-earnings ratio of 0.60 looks decent on paper, and the upward earnings trajectory suggests career stability in the field. However, with a $23,000 debt burden that's actually lower than both state and national medians, the question becomes whether you could secure similar or better debt terms at a program with stronger initial placement—like Stockton University, which starts graduates nearly on par with where Georgian Court lands after four years of work experience.
The small sample size here (under 30 graduates) means these numbers could swing significantly with just a few outliers. If your child is drawn to Georgian Court for specific reasons—campus culture, location, or support services—the economics don't disqualify it. But if you're choosing purely on career outcomes, the in-state Rutgers campuses offer a $1,400+ starting salary advantage that compounds over time, making them worth serious consideration for a similar investment.
Where Georgian Court University Stands
Earnings vs. debt across all social work bachelors's programs nationally
Earnings Distribution
How Georgian Court University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Georgian Court University | $38,530 | $46,868 | +22% |
| Ramapo College of New Jersey | $31,210 | $52,763 | +69% |
| Seton Hall University | $47,734 | $48,702 | +2% |
| Stockton University | $37,749 | $48,414 | +28% |
| Rutgers University-New Brunswick | $39,936 | $46,912 | +17% |
Compare to Similar Programs in New Jersey
Social Work bachelors's programs at peer institutions in New Jersey (12 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $37,110 | $38,530 | $46,868 | $23,000 | 0.60 | |
| $51,370 | $47,734 | $48,702 | $25,721 | 0.54 | |
| $17,079 | $39,936 | $46,912 | $25,000 | 0.63 | |
| $17,239 | $39,936 | $46,912 | $25,000 | 0.63 | |
| $16,586 | $39,936 | $46,912 | $25,000 | 0.63 | |
| $15,532 | $37,749 | $48,414 | $27,000 | 0.72 | |
| National Median | — | $37,296 | — | $26,362 | 0.71 |
Career Paths
Occupations commonly associated with social work graduates
Social Work Teachers, Postsecondary
Social and Community Service Managers
Probation Officers and Correctional Treatment Specialists
Marriage and Family Therapists
Child, Family, and School Social Workers
Healthcare Social Workers
Mental Health and Substance Abuse Social Workers
Social Workers, All Other
Counselors, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Georgian Court University, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 28 graduates with reported earnings and 43 graduates with debt data. Small samples may not be representative.