Social Work at Georgian Court University
Bachelor's Degree
Analysis
Georgian Court's social work program shows solid earnings growth over time—graduates see their income rise 22% by year four—but here's the tension: you're starting below most NJ social work programs and paying nearly as much in debt as stronger alternatives. At $38,530 initially, earnings sit just below the state median of $39,233, placing this program in the 40th percentile among New Jersey schools. Meanwhile, all four Rutgers campuses and Seton Hall deliver notably higher starting salaries with similar debt loads.
The manageable debt-to-earnings ratio of 0.60 looks decent on paper, and the upward earnings trajectory suggests career stability in the field. However, with a $23,000 debt burden that's actually lower than both state and national medians, the question becomes whether you could secure similar or better debt terms at a program with stronger initial placement—like Stockton University, which starts graduates nearly on par with where Georgian Court lands after four years of work experience.
The small sample size here (under 30 graduates) means these numbers could swing significantly with just a few outliers. If your child is drawn to Georgian Court for specific reasons—campus culture, location, or support services—the economics don't disqualify it. But if you're choosing purely on career outcomes, the in-state Rutgers campuses offer a $1,400+ starting salary advantage that compounds over time, making them worth serious consideration for a similar investment.
Where Georgian Court University Stands
Earnings vs. debt across all social work bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Georgian Court University graduates compare to all programs nationally
Georgian Court University graduates earn $39k, placing them in the 63th percentile of all social work bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in New Jersey
Social Work bachelors's programs at peer institutions in New Jersey (12 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Georgian Court University | $38,530 | $46,868 | $23,000 | 0.60 |
| Seton Hall University | $47,734 | $48,702 | $25,721 | 0.54 |
| Rutgers University-Camden | $39,936 | $46,912 | $25,000 | 0.63 |
| Rutgers University-New Brunswick | $39,936 | $46,912 | $25,000 | 0.63 |
| Rutgers University-Newark | $39,936 | $46,912 | $25,000 | 0.63 |
| Stockton University | $37,749 | $48,414 | $27,000 | 0.72 |
| National Median | $37,296 | — | $26,362 | 0.71 |
Other Social Work Programs in New Jersey
Compare tuition, earnings, and debt across New Jersey schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Seton Hall University South Orange | $51,370 | $47,734 | $25,721 |
| Rutgers University-Camden Camden | $17,079 | $39,936 | $25,000 |
| Rutgers University-New Brunswick New Brunswick | $17,239 | $39,936 | $25,000 |
| Rutgers University-Newark Newark | $16,586 | $39,936 | $25,000 |
| Stockton University Galloway | $15,532 | $37,749 | $27,000 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Georgian Court University, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 28 graduates with reported earnings and 43 graduates with debt data. Small samples may not be representative.