Median Earnings (1yr)
$39,936
76th percentile
60th percentile in New Jersey
Median Debt
$25,000
5% below national median

Analysis

Rutgers-Camden's social work graduates earn nearly $47,000 by their fourth year—notably above both the national median ($37,296) and the state median ($39,233). With first-year earnings of $39,936, this program ranks in the 76th percentile nationally, putting it among the stronger performers in a field not known for high salaries. The 18% earnings growth over four years suggests graduates build marketable skills and advance in their careers, though the absolute dollars remain modest even with experience.

The debt picture is reasonable for social work: $25,000 matches the state median and sits below the national average, creating a manageable debt-to-earnings ratio of 0.63. Given that nearly half of students receive Pell grants, the relatively modest debt load matters—these aren't families who can easily absorb larger loan burdens. At the 60th percentile among New Jersey programs, Rutgers-Camden performs solidly within the state, though Seton Hall graduates do earn about $8,000 more by year four.

For families committed to social work, Rutgers-Camden delivers competitive outcomes without excessive debt. The program serves its mission-driven students well, preparing them for stable if not lucrative careers. If your child is passionate about this field, the combination of reasonable debt and above-average earnings makes this a sensible choice, particularly for in-state students already looking at the more accessible Rutgers campuses.

Where Rutgers University-Camden Stands

Earnings vs. debt across all social work bachelors's programs nationally

Earnings Distribution

How Rutgers University-Camden graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Rutgers University-Camden$39,936$46,912+17%
Ramapo College of New Jersey$31,210$52,763+69%
Seton Hall University$47,734$48,702+2%
Stockton University$37,749$48,414+28%
Rutgers University-New Brunswick$39,936$46,912+17%

Compare to Similar Programs in New Jersey

Social Work bachelors's programs at peer institutions in New Jersey (12 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Rutgers University-CamdenCamden$17,079$39,936$46,912$25,0000.63
Seton Hall UniversitySouth Orange$51,370$47,734$48,702$25,7210.54
Rutgers University-New BrunswickNew Brunswick$17,239$39,936$46,912$25,0000.63
Rutgers University-NewarkNewark$16,586$39,936$46,912$25,0000.63
Georgian Court UniversityLakewood$37,110$38,530$46,868$23,0000.60
Stockton UniversityGalloway$15,532$37,749$48,414$27,0000.72
National Median$37,296$26,3620.71

Career Paths

Occupations commonly associated with social work graduates

Social Work Teachers, Postsecondary

Teach courses in social work. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Social and Community Service Managers

Plan, direct, or coordinate the activities of a social service program or community outreach organization. Oversee the program or organization's budget and policies regarding participant involvement, program requirements, and benefits. Work may involve directing social workers, counselors, or probation officers.

$78,240/yrJobs growth:Bachelor's degree

Probation Officers and Correctional Treatment Specialists

Provide social services to assist in rehabilitation of law offenders in custody or on probation or parole. Make recommendations for actions involving formulation of rehabilitation plan and treatment of offender, including conditional release and education and employment stipulations.

$64,520/yrJobs growth:Bachelor's degree

Marriage and Family Therapists

Diagnose and treat mental and emotional disorders, whether cognitive, affective, or behavioral, within the context of marriage and family systems. Apply psychotherapeutic and family systems theories and techniques in the delivery of services to individuals, couples, and families for the purpose of treating such diagnosed nervous and mental disorders.

$63,780/yrJobs growth:Master's degree

Child, Family, and School Social Workers

Provide social services and assistance to improve the social and psychological functioning of children and their families and to maximize the family well-being and the academic functioning of children. May assist parents, arrange adoptions, and find foster homes for abandoned or abused children. In schools, they address such problems as teenage pregnancy, misbehavior, and truancy. May also advise teachers.

$61,330/yrJobs growth:

Healthcare Social Workers

Provide individuals, families, and groups with the psychosocial support needed to cope with chronic, acute, or terminal illnesses. Services include advising family caregivers. Provide patients with information and counseling, and make referrals for other services. May also provide case and care management or interventions designed to promote health, prevent disease, and address barriers to access to healthcare.

$61,330/yrJobs growth:

Mental Health and Substance Abuse Social Workers

Assess and treat individuals with mental, emotional, or substance abuse problems, including abuse of alcohol, tobacco, and/or other drugs. Activities may include individual and group therapy, crisis intervention, case management, client advocacy, prevention, and education.

$61,330/yrJobs growth:

Social Workers, All Other

All social workers not listed separately.

$61,330/yrJobs growth:

Counselors, All Other

All counselors not listed separately.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Rutgers University-Camden, approximately 44% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 186 graduates with reported earnings and 392 graduates with debt data. Small samples may not be representative.