Analysis
Rutgers-Camden's social work graduates earn nearly $47,000 by their fourth year—notably above both the national median ($37,296) and the state median ($39,233). With first-year earnings of $39,936, this program ranks in the 76th percentile nationally, putting it among the stronger performers in a field not known for high salaries. The 18% earnings growth over four years suggests graduates build marketable skills and advance in their careers, though the absolute dollars remain modest even with experience.
The debt picture is reasonable for social work: $25,000 matches the state median and sits below the national average, creating a manageable debt-to-earnings ratio of 0.63. Given that nearly half of students receive Pell grants, the relatively modest debt load matters—these aren't families who can easily absorb larger loan burdens. At the 60th percentile among New Jersey programs, Rutgers-Camden performs solidly within the state, though Seton Hall graduates do earn about $8,000 more by year four.
For families committed to social work, Rutgers-Camden delivers competitive outcomes without excessive debt. The program serves its mission-driven students well, preparing them for stable if not lucrative careers. If your child is passionate about this field, the combination of reasonable debt and above-average earnings makes this a sensible choice, particularly for in-state students already looking at the more accessible Rutgers campuses.
Where Rutgers University-Camden Stands
Earnings vs. debt across all social work bachelors's programs nationally
Earnings Distribution
How Rutgers University-Camden graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Rutgers University-Camden | $39,936 | $46,912 | +17% |
| Ramapo College of New Jersey | $31,210 | $52,763 | +69% |
| Seton Hall University | $47,734 | $48,702 | +2% |
| Stockton University | $37,749 | $48,414 | +28% |
| Rutgers University-New Brunswick | $39,936 | $46,912 | +17% |
Compare to Similar Programs in New Jersey
Social Work bachelors's programs at peer institutions in New Jersey (12 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $17,079 | $39,936 | $46,912 | $25,000 | 0.63 | |
| $51,370 | $47,734 | $48,702 | $25,721 | 0.54 | |
| $17,239 | $39,936 | $46,912 | $25,000 | 0.63 | |
| $16,586 | $39,936 | $46,912 | $25,000 | 0.63 | |
| $37,110 | $38,530 | $46,868 | $23,000 | 0.60 | |
| $15,532 | $37,749 | $48,414 | $27,000 | 0.72 | |
| National Median | — | $37,296 | — | $26,362 | 0.71 |
Career Paths
Occupations commonly associated with social work graduates
Social Work Teachers, Postsecondary
Social and Community Service Managers
Probation Officers and Correctional Treatment Specialists
Marriage and Family Therapists
Child, Family, and School Social Workers
Healthcare Social Workers
Mental Health and Substance Abuse Social Workers
Social Workers, All Other
Counselors, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Rutgers University-Camden, approximately 44% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 186 graduates with reported earnings and 392 graduates with debt data. Small samples may not be representative.