Median Earnings (1yr)
$39,936
76th percentile
60th percentile in New Jersey
Median Debt
$25,000
5% below national median

Analysis

Rutgers-Newark's social work program places graduates above the national median by $2,600, though within New Jersey it sits right at the middle of the pack—outperformed by Seton Hall's program but matching what other Rutgers campuses deliver. The 60th percentile ranking among state programs matters here since most social work students stay local for employment, and the reality is that New Jersey's higher cost of living doesn't translate to proportionally higher social work salaries compared to other states.

The program serves a predominantly first-generation, lower-income population (56% Pell recipients) and keeps debt manageable at $25,000—exactly matching the state median and coming in below the national average. The debt-to-earnings ratio of 0.63 means graduates owe roughly eight months of their first-year salary, which is reasonable for a helping profession that traditionally pays modest starting wages. The 18% earnings bump by year four suggests career progression is possible, even if the $46,912 four-year mark remains modest in absolute terms.

For families concerned about ROI, this program offers solid value if your child is committed to social work specifically. The earnings won't be impressive compared to business or STEM fields, but they're competitive for the profession, the debt burden is controlled, and the mission-driven work environment at Rutgers-Newark aligns with what draws most students to social work in the first place.

Where Rutgers University-Newark Stands

Earnings vs. debt across all social work bachelors's programs nationally

Earnings Distribution

How Rutgers University-Newark graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Rutgers University-Newark$39,936$46,912+17%
Ramapo College of New Jersey$31,210$52,763+69%
Seton Hall University$47,734$48,702+2%
Stockton University$37,749$48,414+28%
Rutgers University-Camden$39,936$46,912+17%

Compare to Similar Programs in New Jersey

Social Work bachelors's programs at peer institutions in New Jersey (12 total in state)

Scroll to see more →

SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Rutgers University-NewarkNewark$16,586$39,936$46,912$25,0000.63
Seton Hall UniversitySouth Orange$51,370$47,734$48,702$25,7210.54
Rutgers University-CamdenCamden$17,079$39,936$46,912$25,0000.63
Rutgers University-New BrunswickNew Brunswick$17,239$39,936$46,912$25,0000.63
Georgian Court UniversityLakewood$37,110$38,530$46,868$23,0000.60
Stockton UniversityGalloway$15,532$37,749$48,414$27,0000.72
National Median$37,296$26,3620.71

Career Paths

Occupations commonly associated with social work graduates

Social Work Teachers, Postsecondary

Teach courses in social work. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Social and Community Service Managers

Plan, direct, or coordinate the activities of a social service program or community outreach organization. Oversee the program or organization's budget and policies regarding participant involvement, program requirements, and benefits. Work may involve directing social workers, counselors, or probation officers.

$78,240/yrJobs growth:Bachelor's degree

Probation Officers and Correctional Treatment Specialists

Provide social services to assist in rehabilitation of law offenders in custody or on probation or parole. Make recommendations for actions involving formulation of rehabilitation plan and treatment of offender, including conditional release and education and employment stipulations.

$64,520/yrJobs growth:Bachelor's degree

Marriage and Family Therapists

Diagnose and treat mental and emotional disorders, whether cognitive, affective, or behavioral, within the context of marriage and family systems. Apply psychotherapeutic and family systems theories and techniques in the delivery of services to individuals, couples, and families for the purpose of treating such diagnosed nervous and mental disorders.

$63,780/yrJobs growth:Master's degree

Child, Family, and School Social Workers

Provide social services and assistance to improve the social and psychological functioning of children and their families and to maximize the family well-being and the academic functioning of children. May assist parents, arrange adoptions, and find foster homes for abandoned or abused children. In schools, they address such problems as teenage pregnancy, misbehavior, and truancy. May also advise teachers.

$61,330/yrJobs growth:

Healthcare Social Workers

Provide individuals, families, and groups with the psychosocial support needed to cope with chronic, acute, or terminal illnesses. Services include advising family caregivers. Provide patients with information and counseling, and make referrals for other services. May also provide case and care management or interventions designed to promote health, prevent disease, and address barriers to access to healthcare.

$61,330/yrJobs growth:

Mental Health and Substance Abuse Social Workers

Assess and treat individuals with mental, emotional, or substance abuse problems, including abuse of alcohol, tobacco, and/or other drugs. Activities may include individual and group therapy, crisis intervention, case management, client advocacy, prevention, and education.

$61,330/yrJobs growth:

Social Workers, All Other

All social workers not listed separately.

$61,330/yrJobs growth:

Counselors, All Other

All counselors not listed separately.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Rutgers University-Newark, approximately 56% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 186 graduates with reported earnings and 392 graduates with debt data. Small samples may not be representative.