Analysis
Stockton's social work program starts modestly but delivers impressive earnings growth—graduates see their income jump 28% by year four, reaching $48,414. That trajectory matters in a field where early-career earnings are inherently constrained by nonprofit and public sector salary structures. The $27,000 debt load is reasonable for New Jersey, though it's worth noting the program sits below the state median for initial earnings.
Here's the complication: within New Jersey, this program ranks in just the 40th percentile, trailing all three Rutgers campuses and Seton Hall by notable margins. Graduates earn about $9,000 less their first year compared to Seton Hall's program, though that gap narrows as careers progress. The debt-to-earnings ratio of 0.72 is manageable but not exceptional—you're looking at roughly three-quarters of a year's starting salary in loans.
For families committed to social work and prioritizing Stockton's coastal campus environment, this program offers solid fundamentals and strong earnings momentum. But if maximizing immediate earning potential matters—particularly important when every dollar counts in loan repayment—the Rutgers campuses deliver better value at similar or lower debt levels. The 88% admission rate and substantial Pell Grant population suggest Stockton serves students well, but parents should weigh whether the initial earnings gap is worth the campus choice.
Where Stockton University Stands
Earnings vs. debt across all social work bachelors's programs nationally
Earnings Distribution
How Stockton University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Stockton University | $37,749 | $48,414 | +28% |
| Ramapo College of New Jersey | $31,210 | $52,763 | +69% |
| Seton Hall University | $47,734 | $48,702 | +2% |
| Rutgers University-Camden | $39,936 | $46,912 | +17% |
| Rutgers University-New Brunswick | $39,936 | $46,912 | +17% |
Compare to Similar Programs in New Jersey
Social Work bachelors's programs at peer institutions in New Jersey (12 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $15,532 | $37,749 | $48,414 | $27,000 | 0.72 | |
| $51,370 | $47,734 | $48,702 | $25,721 | 0.54 | |
| $17,079 | $39,936 | $46,912 | $25,000 | 0.63 | |
| $17,239 | $39,936 | $46,912 | $25,000 | 0.63 | |
| $16,586 | $39,936 | $46,912 | $25,000 | 0.63 | |
| $37,110 | $38,530 | $46,868 | $23,000 | 0.60 | |
| National Median | — | $37,296 | — | $26,362 | 0.71 |
Career Paths
Occupations commonly associated with social work graduates
Social Work Teachers, Postsecondary
Social and Community Service Managers
Probation Officers and Correctional Treatment Specialists
Marriage and Family Therapists
Child, Family, and School Social Workers
Healthcare Social Workers
Mental Health and Substance Abuse Social Workers
Social Workers, All Other
Counselors, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Stockton University, approximately 42% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 80 graduates with reported earnings and 155 graduates with debt data. Small samples may not be representative.