Median Earnings (1yr)
$39,936
76th percentile (60th in NJ)
Median Debt
$25,000
5% below national median
Debt-to-Earnings
0.63
Manageable
Sample Size
186
Adequate data

Analysis

Rutgers-New Brunswick's social work program lands squarely in the middle of New Jersey's offerings—exactly matching the state's median earnings at $39,936 initially—but delivers something crucial that many competitors don't: meaningful salary progression. While graduates start near typical in-state levels, earnings climb 18% to $46,912 by year four, suggesting the Rutgers credential opens doors as careers develop. Among the state's dozen social work programs, this sits at the 60th percentile, trailing only Seton Hall by a significant margin but matching its sister campuses in Camden and Newark.

The debt picture looks reasonable for a state flagship. At $25,000, borrowing matches New Jersey's program median and comes in slightly below the national figure, creating a debt-to-earnings ratio of 0.63—manageable for a helping profession notoriously known for modest starting salaries. Nationally, this program performs even better, ranking in the 76th percentile for earnings while maintaining middle-of-the-road debt levels.

For parents weighing options, this represents a solid, if unspectacular, path into social work. You're paying for a respected name and seeing it translate into slightly above-average outcomes for the field. The real question is whether the premium over lower-cost state options like Stockton (which starts $2,000 lower) justifies the difference, particularly if your student plans to pursue graduate education—something many social workers eventually need for licensure advancement.

Where Rutgers University-New Brunswick Stands

Earnings vs. debt across all social work bachelors's programs nationally

Rutgers University-New BrunswickOther social work programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Rutgers University-New Brunswick graduates compare to all programs nationally

Rutgers University-New Brunswick graduates earn $40k, placing them in the 76th percentile of all social work bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in New Jersey

Social Work bachelors's programs at peer institutions in New Jersey (12 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Rutgers University-New Brunswick$39,936$46,912$25,0000.63
Seton Hall University$47,734$48,702$25,7210.54
Rutgers University-Camden$39,936$46,912$25,0000.63
Rutgers University-Newark$39,936$46,912$25,0000.63
Georgian Court University$38,530$46,868$23,0000.60
Stockton University$37,749$48,414$27,0000.72
National Median$37,296—$26,3620.71

Other Social Work Programs in New Jersey

Compare tuition, earnings, and debt across New Jersey schools

SchoolIn-State TuitionEarnings (1yr)Debt
Seton Hall University
South Orange
$51,370$47,734$25,721
Rutgers University-Camden
Camden
$17,079$39,936$25,000
Rutgers University-Newark
Newark
$16,586$39,936$25,000
Georgian Court University
Lakewood
$37,110$38,530$23,000
Stockton University
Galloway
$15,532$37,749$27,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Rutgers University-New Brunswick, approximately 27% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 186 graduates with reported earnings and 392 graduates with debt data. Small samples may not be representative.