Analysis
Rutgers-New Brunswick's social work program lands squarely in the middle of New Jersey's offerings—exactly matching the state's median earnings at $39,936 initially—but delivers something crucial that many competitors don't: meaningful salary progression. While graduates start near typical in-state levels, earnings climb 18% to $46,912 by year four, suggesting the Rutgers credential opens doors as careers develop. Among the state's dozen social work programs, this sits at the 60th percentile, trailing only Seton Hall by a significant margin but matching its sister campuses in Camden and Newark.
The debt picture looks reasonable for a state flagship. At $25,000, borrowing matches New Jersey's program median and comes in slightly below the national figure, creating a debt-to-earnings ratio of 0.63—manageable for a helping profession notoriously known for modest starting salaries. Nationally, this program performs even better, ranking in the 76th percentile for earnings while maintaining middle-of-the-road debt levels.
For parents weighing options, this represents a solid, if unspectacular, path into social work. You're paying for a respected name and seeing it translate into slightly above-average outcomes for the field. The real question is whether the premium over lower-cost state options like Stockton (which starts $2,000 lower) justifies the difference, particularly if your student plans to pursue graduate education—something many social workers eventually need for licensure advancement.
Where Rutgers University-New Brunswick Stands
Earnings vs. debt across all social work bachelors's programs nationally
Earnings Distribution
How Rutgers University-New Brunswick graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Rutgers University-New Brunswick | $39,936 | $46,912 | +17% |
| Ramapo College of New Jersey | $31,210 | $52,763 | +69% |
| Seton Hall University | $47,734 | $48,702 | +2% |
| Stockton University | $37,749 | $48,414 | +28% |
| Rutgers University-Camden | $39,936 | $46,912 | +17% |
Compare to Similar Programs in New Jersey
Social Work bachelors's programs at peer institutions in New Jersey (12 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $17,239 | $39,936 | $46,912 | $25,000 | 0.63 | |
| $51,370 | $47,734 | $48,702 | $25,721 | 0.54 | |
| $17,079 | $39,936 | $46,912 | $25,000 | 0.63 | |
| $16,586 | $39,936 | $46,912 | $25,000 | 0.63 | |
| $37,110 | $38,530 | $46,868 | $23,000 | 0.60 | |
| $15,532 | $37,749 | $48,414 | $27,000 | 0.72 | |
| National Median | — | $37,296 | — | $26,362 | 0.71 |
Career Paths
Occupations commonly associated with social work graduates
Social Work Teachers, Postsecondary
Social and Community Service Managers
Probation Officers and Correctional Treatment Specialists
Marriage and Family Therapists
Child, Family, and School Social Workers
Healthcare Social Workers
Mental Health and Substance Abuse Social Workers
Social Workers, All Other
Counselors, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Rutgers University-New Brunswick, approximately 27% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 186 graduates with reported earnings and 392 graduates with debt data. Small samples may not be representative.