Analysis
A debt load of $17,750 against first-year earnings around $38,000 creates a manageable debt-to-earnings ratio of 0.47—well below the threshold where loan payments become burdensome. While these figures come from national benchmarks rather than Gogebic's actual graduate outcomes, they reflect what computer programming associate's degrees typically produce across the country. The debt estimate sits slightly above the national median for this credential, though it's notably higher than what other Michigan programs report (around $14,650). For a rural Upper Peninsula school where local tech opportunities may be limited, the question becomes whether graduates stay in the region or relocate to stronger job markets.
The real uncertainty here isn't the debt load—it's the employment picture. Computer programming associate's degrees can lead to entry-level developer positions, IT support roles, or serve as stepping stones to bachelor's degrees. But outcomes vary dramatically based on the specific skills taught, local employer connections, and whether graduates are willing to move. Small sample sizes at Gogebic suggest the program enrolls few students, which could mean either limited local demand or a tight-knit learning environment with strong faculty relationships.
If your child has a clear path to tech employment—whether through relocation plans, remote work opportunities, or a plan to transfer credits toward a bachelor's—this presents reasonable financial risk. Without that clarity, you're making a bet on thin information.
Where Gogebic Community College Stands
Earnings vs. debt across all computer programming associates's programs nationally
Compare to Similar Programs Nationally
Computer Programming associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $5,590 | $38,086* | — | $17,750* | — | |
| $4,872 | $63,559* | $56,895 | $12,000* | 0.19 | |
| $5,400 | $55,996* | $67,313 | $12,736* | 0.23 | |
| $6,128 | $55,069* | $65,758 | $22,600* | 0.41 | |
| $4,916 | $54,652* | $61,493 | $13,812* | 0.25 | |
| $7,650 | $53,874* | — | $14,827* | 0.28 | |
| National Median | — | $38,086* | — | $17,108* | 0.45 |
Career Paths
Occupations commonly associated with computer programming graduates
Software Developers
Software Quality Assurance Analysts and Testers
Computer Programmers
Web Developers
Web and Digital Interface Designers
Video Game Designers
Computer Science Teachers, Postsecondary
Computer Network Support Specialists
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Gogebic Community College, approximately 35% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 30 similar programs. Actual outcomes may vary.