Analysis
A debt-to-earnings ratio of 0.30 is typically manageable, and that's what peer certificate programs in computer programming suggest for Great Bay's program—roughly $13,000 in debt against first-year earnings around $44,000. However, those figures come from national medians across similar programs, not from Great Bay's own graduates, since too few students completed this certificate for the Department of Education to publish actual outcomes. That means we're working with approximations rather than proven results from this specific school.
The programming field offers genuine earning potential, but certificates occupy uncertain ground. Nationally, the top-performing programs push graduates past $60,000 in their first year, suggesting that employer recognition and curriculum depth vary widely. New Hampshire has only three schools offering this credential, and none have reported data, which makes it hard to gauge how local employers view these programs. For a community college certificate, the estimated debt load seems reasonable—but only if the credential actually opens doors in Portsmouth's tech market.
Before committing, verify that local employers hire certificate holders without bachelor's degrees and check whether Great Bay's specific curriculum includes the languages and frameworks that NH companies actually use. This could be a cost-effective entry point into programming, or it could leave your student needing additional credentials to compete.
Where Great Bay Community College Stands
Earnings vs. debt across all computer programming certificate's programs nationally
Compare to Similar Programs Nationally
Computer Programming certificate's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $7,200 | $43,727* | — | $13,274* | — | |
| $9,552 | $60,496* | — | $14,431* | 0.24 | |
| — | $60,496* | — | $14,431* | 0.24 | |
| $2,370 | $43,727* | $48,595 | $19,107* | 0.44 | |
| $2,136 | $37,250* | — | $11,884* | 0.32 | |
| — | $15,968* | — | —* | — | |
| National Median | — | $43,727* | — | $14,340* | 0.33 |
Career Paths
Occupations commonly associated with computer programming graduates
Software Developers
Software Quality Assurance Analysts and Testers
Computer Programmers
Web Developers
Web and Digital Interface Designers
Video Game Designers
Computer Science Teachers, Postsecondary
Computer Network Support Specialists
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Great Bay Community College, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 5 similar programs. Actual outcomes may vary.