Est. Earnings (1yr)
$39,098
Est. from FL median (3 programs)
Est. Median Debt
$16,681
Est. from FL median (4 programs)

Analysis

Computer programming associate degrees in Florida typically produce mixed financial outcomes, and Gulf Coast State College's estimated numbers—$39,098 in first-year earnings against $16,681 in debt—sit right in the middle of that range. The debt load comes in notably lower than Florida's typical $18,262 for similar programs, which matters when you're looking at a 0.43 debt-to-earnings ratio. That means roughly five months of gross first-year income to cover the debt, a manageable burden compared to many technical programs.

The challenge isn't the debt—it's what comes after that first year. Associate degrees in programming often hit a ceiling because many developer positions require bachelor's degrees or specialized skills beyond what two-year programs cover. The three Florida programs with reported data show a tight earnings band between $36,601 and $42,710, suggesting limited upside without additional credentials or self-taught expertise. Parents should understand that while this degree can open doors to entry-level tech support or junior development roles, advancement typically requires either transferring these credits toward a four-year degree or substantial independent learning outside the classroom.

For families watching their budget, the lower debt estimate makes this a reasonable entry point into tech—but plan for it as a stepping stone rather than a destination credential. The financial risk is modest; the question is whether your student has the drive to keep building skills beyond graduation.

Where Gulf Coast State College Stands

Earnings vs. debt across all computer programming associates's programs nationally

Compare to Similar Programs in Florida

Computer Programming associates's programs at peer institutions in Florida (25 total in state)

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
Gulf Coast State CollegePanama City$2,370$39,098*$16,681*
Hillsborough Community CollegeTampa$2,506$42,710*$18,262*0.43
Santa Fe CollegeGainesville$2,563$39,098*$15,100*0.39
Valencia CollegeOrlando$2,474$36,601*$63,680$14,070*0.38
National Median$38,086*$17,108*0.45
* Estimated from similar programs

Career Paths

Occupations commonly associated with computer programming graduates

Software Developers

Research, design, and develop computer and network software or specialized utility programs. Analyze user needs and develop software solutions, applying principles and techniques of computer science, engineering, and mathematical analysis. Update software or enhance existing software capabilities. May work with computer hardware engineers to integrate hardware and software systems, and develop specifications and performance requirements. May maintain databases within an application area, working individually or coordinating database development as part of a team.

$131,450/yrJobs growth:Bachelor's degree

Software Quality Assurance Analysts and Testers

Develop and execute software tests to identify software problems and their causes. Test system modifications to prepare for implementation. Document software and application defects using a bug tracking system and report defects to software or web developers. Create and maintain databases of known defects. May participate in software design reviews to provide input on functional requirements, operational characteristics, product designs, and schedules.

$131,450/yrJobs growth:Bachelor's degree

Computer Programmers

Create, modify, and test the code and scripts that allow computer applications to run. Work from specifications drawn up by software and web developers or other individuals. May develop and write computer programs to store, locate, and retrieve specific documents, data, and information.

$98,670/yrJobs growth:Bachelor's degree

Web Developers

Develop and implement websites, web applications, application databases, and interactive web interfaces. Evaluate code to ensure that it is properly structured, meets industry standards, and is compatible with browsers and devices. Optimize website performance, scalability, and server-side code and processes. May develop website infrastructure and integrate websites with other computer applications.

$95,380/yrJobs growth:Bachelor's degree

Web and Digital Interface Designers

Design digital user interfaces or websites. Develop and test layouts, interfaces, functionality, and navigation menus to ensure compatibility and usability across browsers or devices. May use web framework applications as well as client-side code and processes. May evaluate web design following web and accessibility standards, and may analyze web use metrics and optimize websites for marketability and search engine ranking. May design and test interfaces that facilitate the human-computer interaction and maximize the usability of digital devices, websites, and software with a focus on aesthetics and design. May create graphics used in websites and manage website content and links.

$95,380/yrJobs growth:Bachelor's degree

Video Game Designers

Design core features of video games. Specify innovative game and role-play mechanics, story lines, and character biographies. Create and maintain design documentation. Guide and collaborate with production staff to produce games as designed.

$95,380/yrJobs growth:Bachelor's degree

Computer Science Teachers, Postsecondary

Teach courses in computer science. May specialize in a field of computer science, such as the design and function of computers or operations and research analysis. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Computer Network Support Specialists

Analyze, test, troubleshoot, and evaluate existing network systems, such as local area networks (LAN), wide area networks (WAN), cloud networks, servers, and other data communications networks. Perform network maintenance to ensure networks operate correctly with minimal interruption.

$61,550/yrJobs growth:
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Gulf Coast State College, approximately 28% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 3 similar programs in FL. Actual outcomes may vary.