Median Earnings (1yr)
$46,738
60th percentile (60th in AR)
Median Debt
$27,000
11% above national median
Debt-to-Earnings
0.58
Manageable
Sample Size
24
Limited data

Analysis

Harding University's marketing program produces graduates earning $46,738 in their first year—nearly $2,000 above the national median and slightly ahead of Arkansas's typical marketing graduate. While the small sample size (under 30 graduates) means year-to-year results could vary, the combination of above-average earnings and remarkably low debt creates an attractive financial picture. The $27,000 debt load ranks in just the 5th percentile nationally, meaning 95% of marketing programs leave students with more debt.

The debt-to-earnings ratio of 0.58 means graduates owe roughly seven months of their annual salary, which is quite manageable for a bachelor's degree. Among Arkansas marketing programs, Harding holds the middle ground—trailing University of Arkansas's $50,000 median but outpacing both Arkansas State and University of Central Arkansas. The school's 100% admission rate suggests accessibility, though graduates still command respectable starting salaries.

For families concerned about educational debt, Harding delivers value through cost control rather than premium earnings. A marketing graduate here leaves with thousands less debt than peers at most institutions while still earning a competitive salary. The main caveat is that small sample—these results could shift with different cohorts—but the fundamentals of strong earnings relative to modest debt make this worth serious consideration for Arkansas families prioritizing affordability.

Where Harding University Stands

Earnings vs. debt across all marketing bachelors's programs nationally

Harding UniversityOther marketing programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Harding University graduates compare to all programs nationally

Harding University graduates earn $47k, placing them in the 60th percentile of all marketing bachelors programs nationally.

Compare to Similar Programs in Arkansas

Marketing bachelors's programs at peer institutions in Arkansas (13 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Harding University$46,738—$27,0000.58
University of Arkansas$50,045$66,956$21,5000.43
Arkansas State University$44,051$35,744$26,2410.60
University of Central Arkansas$38,011$38,602$20,6330.54
National Median$44,728—$24,2670.54

Other Marketing Programs in Arkansas

Compare tuition, earnings, and debt across Arkansas schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Arkansas
Fayetteville
$9,748$50,045$21,500
Arkansas State University
Jonesboro
$7,754$44,051$26,241
University of Central Arkansas
Conway
$10,118$38,011$20,633

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Harding University, approximately 19% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 24 graduates with reported earnings and 20 graduates with debt data. Small samples may not be representative.