Median Earnings (1yr)
$40,489
37th percentile (40th in AR)
Median Debt
$27,000
3% above national median
Debt-to-Earnings
0.67
Manageable
Sample Size
47
Adequate data

Analysis

Harding's teacher education program produces starting salaries around $40,500 that remain essentially flat four years later—a stagnation pattern that places graduates below both Arkansas and national medians. While that $40,000 starting salary isn't terrible for Arkansas education careers, it ranks in just the 40th percentile statewide, meaning six out of ten similar programs in the state deliver better outcomes. Southern Arkansas University, for instance, produces graduates earning $44,800, nearly 11% more than Harding's alumni.

The $27,000 debt load is reasonable in absolute terms and sits below national averages for the program, yielding a manageable 0.67 debt-to-earnings ratio. That means graduates dedicate about eight months of gross income to their student loans—certainly workable on a teacher's salary. The concerning element isn't the debt itself but rather the complete absence of salary progression: earning the same amount in year four as year one suggests limited advancement opportunities or potentially high turnover in the profession.

For parents considering this program, the question centers on value: you're paying for a private Christian university experience that produces below-average Arkansas teacher salaries with no apparent growth trajectory. If the faith-based environment and campus community justify the cost differential, that's a valid choice. But strictly from an earnings perspective, several Arkansas public universities deliver stronger returns for future educators.

Where Harding University Stands

Earnings vs. debt across all teacher education and professional development, specific subject areas bachelors's programs nationally

Harding UniversityOther teacher education and professional development, specific subject areas programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Harding University graduates compare to all programs nationally

Harding University graduates earn $40k, placing them in the 37th percentile of all teacher education and professional development, specific subject areas bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Arkansas

Teacher Education and Professional Development, Specific Subject Areas bachelors's programs at peer institutions in Arkansas (17 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Harding University$40,489$40,433$27,0000.67
Southern Arkansas University Main Campus$44,843—$12,0000.27
University of Central Arkansas$41,562$41,606$26,0000.63
Arkansas State University$41,530$40,170$25,1340.61
Arkansas Tech University$41,160$39,589$24,0000.58
University of Arkansas-Fort Smith$40,525$39,829$16,5000.41
National Median$43,082—$26,2210.61

Other Teacher Education and Professional Development, Specific Subject Areas Programs in Arkansas

Compare tuition, earnings, and debt across Arkansas schools

SchoolIn-State TuitionEarnings (1yr)Debt
Southern Arkansas University Main Campus
Magnolia
$9,820$44,843$12,000
University of Central Arkansas
Conway
$10,118$41,562$26,000
Arkansas State University
Jonesboro
$7,754$41,530$25,134
Arkansas Tech University
Russellville
$8,508$41,160$24,000
University of Arkansas-Fort Smith
Fort Smith
$6,906$40,525$16,500

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Harding University, approximately 19% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 47 graduates with reported earnings and 47 graduates with debt data. Small samples may not be representative.