Median Earnings (1yr)
$40,525
37th percentile (40th in AR)
Median Debt
$16,500
37% below national median
Debt-to-Earnings
0.41
Manageable
Sample Size
34
Adequate data

Analysis

The standout feature here is the debt load: at $16,500, it's dramatically lower than both the state median ($25,559) and national median ($26,221), placing graduates in the 95th percentile for low debt. For a teaching career—where salaries start modest and grow slowly—graduating with roughly $9,000 less debt than peers statewide makes a tangible difference in monthly budgets and financial flexibility.

The earnings picture is more sobering. At just over $40,000 in year one, graduates trail both state and national medians by a few thousand dollars, landing in the 37th percentile nationally. More concerning, earnings actually dip slightly by year four rather than growing, though this likely reflects the realities of teaching schedules and contract structures rather than career stagnation. Comparing to other Arkansas programs, UAFS sits in the middle of the pack—behind Southern Arkansas and University of Central Arkansas, but competitive with several other state schools.

For families prioritizing affordability, this program delivers its core value: you can become a certified teacher without shouldering crushing debt. The debt-to-earnings ratio of 0.41 is extremely manageable. Just understand that earnings here reflect typical Arkansas teaching salaries, which lag behind more affluent states. If your child is committed to teaching in Northwest Arkansas and values keeping student loans minimal, this program accomplishes that goal efficiently.

Where University of Arkansas-Fort Smith Stands

Earnings vs. debt across all teacher education and professional development, specific subject areas bachelors's programs nationally

University of Arkansas-Fort SmithOther teacher education and professional development, specific subject areas programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Arkansas-Fort Smith graduates compare to all programs nationally

University of Arkansas-Fort Smith graduates earn $41k, placing them in the 37th percentile of all teacher education and professional development, specific subject areas bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Arkansas

Teacher Education and Professional Development, Specific Subject Areas bachelors's programs at peer institutions in Arkansas (17 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Arkansas-Fort Smith$40,525$39,829$16,5000.41
Southern Arkansas University Main Campus$44,843—$12,0000.27
University of Central Arkansas$41,562$41,606$26,0000.63
Arkansas State University$41,530$40,170$25,1340.61
Arkansas Tech University$41,160$39,589$24,0000.58
Harding University$40,489$40,433$27,0000.67
National Median$43,082—$26,2210.61

Other Teacher Education and Professional Development, Specific Subject Areas Programs in Arkansas

Compare tuition, earnings, and debt across Arkansas schools

SchoolIn-State TuitionEarnings (1yr)Debt
Southern Arkansas University Main Campus
Magnolia
$9,820$44,843$12,000
University of Central Arkansas
Conway
$10,118$41,562$26,000
Arkansas State University
Jonesboro
$7,754$41,530$25,134
Arkansas Tech University
Russellville
$8,508$41,160$24,000
Harding University
Searcy
$24,888$40,489$27,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Arkansas-Fort Smith, approximately 39% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 34 graduates with reported earnings and 35 graduates with debt data. Small samples may not be representative.