Analysis
A debt-to-earnings ratio of 0.32 suggests manageable financial risk, though it's important to recognize these figures come from national peer programs rather than Henry Ford's specific outcomes. The estimated $12,458 in debt and $39,118 first-year earnings reflect what similar associate-level computer science programs typically produce nationwide. For a two-year credential, this balance looks reasonable—graduates could feasibly manage loan payments while establishing themselves in Michigan's tech sector.
The 45% Pell grant rate indicates Henry Ford serves many students from lower-income backgrounds, making the debt figure particularly relevant. If the peer estimates hold true, borrowers would face monthly payments around $140 on a standard 10-year plan—roughly 4% of their gross monthly income. That's well within the conventional affordability threshold. However, the national benchmark also reveals significant variation: top-performing programs produce $48,643 in first-year earnings, nearly $10,000 more than the median.
Without reported data from Henry Ford or Michigan's other six programs offering this degree, you're making a decision with limited visibility. The national picture suggests this associate's degree can deliver solid returns relative to the investment, but consider whether your child might transfer credits toward a bachelor's—computer science earnings typically jump substantially with a four-year degree. If this is meant as a terminal credential for immediate employment, the estimated numbers work, but verify Henry Ford's job placement rates and employer connections before committing.
Where Henry Ford College Stands
Earnings vs. debt across all computer science associates's programs nationally
Compare to Similar Programs Nationally
Computer Science associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $3,460 | $39,118* | — | $12,458* | — | |
| $6,391 | $79,044* | $83,812 | $15,254* | 0.19 | |
| $5,703 | $48,889* | $81,847 | $13,000* | 0.27 | |
| $8,280 | $47,904* | — | $22,519* | 0.47 | |
| $5,520 | $30,332* | — | $9,000* | 0.30 | |
| $5,218 | $24,888* | $46,054 | $8,750* | 0.35 | |
| National Median | — | $39,118* | — | $12,458* | 0.32 |
Career Paths
Occupations commonly associated with computer science graduates
Computer and Information Systems Managers
Computer and Information Research Scientists
Software Developers
Software Quality Assurance Analysts and Testers
Information Security Analysts
Database Architects
Data Warehousing Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Computer Programmers
Web Developers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Henry Ford College, approximately 45% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 6 similar programs. Actual outcomes may vary.