Analysis
A debt-to-earnings ratio of 0.32 signals a manageable financial start for an associate's degree in computer science. Based on peer programs nationally, graduates typically earn around $39,000 in their first year with roughly $12,500 in debtβmeaning they'd owe about four months of their gross salary. That's a reasonable foundation compared to many other technical credentials.
The challenge is that these estimates tell you less about Houston Community College specifically and more about what similar two-year tech programs typically produce. With 37% of students receiving Pell grants, HCC serves a significant population looking for affordable pathways into tech. The associate's degree itself functions as either an entry point into help desk, technical support, or junior developer roles, or as a stepping stone toward a bachelor's degree. Computer science credentials generally hold stronger earning potential than many other community college programs, but outcomes depend heavily on whether graduates transfer to continue their education or enter the workforce directly.
The practical takeaway: This program offers a low-cost entry into a field with genuine hiring demand, but verify with HCC directly what percentage of their CS graduates transfer versus enter the workforce, and where recent grads have actually landed jobs. The estimated numbers suggest solid value, but local employer connections and transfer agreements will determine whether this specific program delivers on that promise.
Where Houston Community College Stands
Earnings vs. debt across all computer science associates's programs nationally
Compare to Similar Programs Nationally
Computer Science associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $2,040 | $39,118* | β | $12,458* | β | |
| $6,391 | $79,044* | $83,812 | $15,254* | 0.19 | |
| $5,703 | $48,889* | $81,847 | $13,000* | 0.27 | |
| $8,280 | $47,904* | β | $22,519* | 0.47 | |
| $5,520 | $30,332* | β | $9,000* | 0.30 | |
| $5,218 | $24,888* | $46,054 | $8,750* | 0.35 | |
| National Median | β | $39,118* | β | $12,458* | 0.32 |
Career Paths
Occupations commonly associated with computer science graduates
Computer and Information Systems Managers
Computer and Information Research Scientists
Software Developers
Software Quality Assurance Analysts and Testers
Information Security Analysts
Database Architects
Data Warehousing Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Computer Programmers
Web Developers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Houston Community College, approximately 37% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 6 similar programs. Actual outcomes may vary.