Median Earnings (1yr)
$45,862
72nd percentile (40th in IN)
Median Debt
$27,000
3% above national median
Debt-to-Earnings
0.59
Manageable
Sample Size
80
Adequate data

Analysis

Indiana State's subject-specific teacher education program lands in an interesting sweet spot nationally—ranking in the 72nd percentile—but closer examination reveals a less encouraging picture. While first-year earnings of $45,862 beat the national median by about $2,800, graduates actually fall below Indiana's state median of $46,104. Among Indiana's 33 programs, this ranks only at the 40th percentile, meaning graduates from schools like Franklin College and University of Indianapolis typically earn $2,000-4,000 more annually. More troubling is the earnings trajectory: income drops 7% by year four to $42,403, falling below even the national median.

The $27,000 debt load is reasonable—slightly above state and national medians but manageable at 0.59 times first-year income. The issue isn't affordability in the traditional sense; it's that you're paying similar amounts for below-average outcomes within Indiana. For families considering this program, the practical question becomes whether Indiana State's accessibility (92% admission rate, serving many Pell-eligible students) justifies accepting lower earnings compared to peer institutions. If your child is already admitted to higher-ranked programs like Franklin or UIndy, the earnings data suggests those would be stronger investments. If Indiana State is the most realistic option financially, the debt load remains manageable, though expect starting teacher salaries rather than growth over the first few years.

Where Indiana State University Stands

Earnings vs. debt across all teacher education and professional development, specific subject areas bachelors's programs nationally

Indiana State UniversityOther teacher education and professional development, specific subject areas programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Indiana State University graduates compare to all programs nationally

Indiana State University graduates earn $46k, placing them in the 72th percentile of all teacher education and professional development, specific subject areas bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Indiana

Teacher Education and Professional Development, Specific Subject Areas bachelors's programs at peer institutions in Indiana (33 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Indiana State University$45,862$42,403$27,0000.59
Franklin College$49,725———
University of Indianapolis$47,783$45,310$27,0000.57
Indiana University-Indianapolis$47,755$46,384$26,0000.54
Bethel University$47,387$42,276——
Valparaiso University$46,750—$27,0000.58
National Median$43,082—$26,2210.61

Other Teacher Education and Professional Development, Specific Subject Areas Programs in Indiana

Compare tuition, earnings, and debt across Indiana schools

SchoolIn-State TuitionEarnings (1yr)Debt
Franklin College
Franklin
$37,350$49,725—
University of Indianapolis
Indianapolis
$36,136$47,783$27,000
Indiana University-Indianapolis
Indianapolis
$10,449$47,755$26,000
Bethel University
Mishawaka
$33,320$47,387—
Valparaiso University
Valparaiso
$46,588$46,750$27,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Indiana State University, approximately 39% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 80 graduates with reported earnings and 84 graduates with debt data. Small samples may not be representative.