Analysis
Indiana University-East's social work program manages to keep debt exceptionally low at $15,300—among the best in the state—but graduates earn substantially less than they would at most other Indiana programs. First-year earnings of $32,748 trail the state median by $5,000 and rank in just the 22nd percentile nationally. Within Indiana, this program sits at the 40th percentile, meaning graduates from IU-Indianapolis, Ball State, and even regional competitors like IU-Northwest typically out-earn IU-East graduates by $6,000-$9,000 annually.
The positive news is that the debt-to-earnings ratio of 0.47 remains manageable, and earnings do grow 11% over four years to reach $36,369. For students committed to staying in Richmond or the surrounding area where cost of living is lower, these earnings may stretch further than in Indianapolis. However, social work is already among the lower-paying helping professions, and starting nearly $5,000 below the state average compounds that challenge—especially if graduates need to relocate to larger metro areas for job opportunities.
This program makes financial sense primarily if you're confident about local employment and prioritize minimizing debt above all else. Students with geographic flexibility should examine the state's stronger-performing programs, which offer both higher earnings and comparable or only moderately higher debt loads.
Where Indiana University-East Stands
Earnings vs. debt across all social work bachelors's programs nationally
Earnings Distribution
How Indiana University-East graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Indiana University-East | $32,748 | $36,369 | +11% |
| Indiana University-Bloomington | $39,695 | $46,124 | +16% |
| Indiana University-Indianapolis | $41,657 | $44,208 | +6% |
| Indiana University-South Bend | $37,812 | $43,993 | +16% |
| Indiana State University | $36,294 | $43,760 | +21% |
Compare to Similar Programs in Indiana
Social Work bachelors's programs at peer institutions in Indiana (23 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $8,179 | $32,748 | $36,369 | $15,300 | 0.47 | |
| $10,449 | $41,657 | $44,208 | $18,410 | 0.44 | |
| $35,420 | $40,532 | $37,787 | — | — | |
| $11,790 | $39,695 | $46,124 | $14,506 | 0.37 | |
| $10,758 | $39,094 | $42,239 | $23,900 | 0.61 | |
| $8,179 | $38,652 | $42,686 | $30,924 | 0.80 | |
| National Median | — | $37,296 | — | $26,362 | 0.71 |
Career Paths
Occupations commonly associated with social work graduates
Social Work Teachers, Postsecondary
Social and Community Service Managers
Probation Officers and Correctional Treatment Specialists
Marriage and Family Therapists
Child, Family, and School Social Workers
Healthcare Social Workers
Mental Health and Substance Abuse Social Workers
Social Workers, All Other
Counselors, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Indiana University-East, approximately 34% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 31 graduates with reported earnings and 27 graduates with debt data. Small samples may not be representative.