Social Work at Indiana University-South Bend
Bachelor's Degree
Analysis
Indiana University-South Bend's social work graduates earn exactly at the state median ($37,812), but rack up notably less debt than most Indiana peers—$24,263 versus $27,000 statewide. That $2,700 difference matters: with a debt-to-earnings ratio of just 0.64, graduates carry manageable loan burdens compared to the typical social worker. While earnings trail IU-Indianapolis by nearly $4,000, the lower debt partially offsets this gap. The 16% earnings growth to nearly $44,000 by year four suggests reasonable career progression, though social work remains a modestly-paying field regardless of where you study.
The broader context here is important: social work is a calling that doesn't generate high salaries anywhere. At $37,812 in year one, these graduates earn right at the national median for the field. Among Indiana's 23 social work programs, this lands in the 60th percentile—solidly middle-of-the-pack performance. The school serves a significant population of Pell grant recipients (41%), and the relatively contained debt load suggests it's fulfilling its access mission without overleveraging students.
For families committed to social work, IU-South Bend offers reasonable value: typical earnings for the field, below-average debt, and room for growth. You're not getting the earnings premium of the flagship Bloomington campus, but you're also not gambling on an outlier program that might leave your child financially strained in an already low-paying profession.
Where Indiana University-South Bend Stands
Earnings vs. debt across all social work bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Indiana University-South Bend graduates compare to all programs nationally
Indiana University-South Bend graduates earn $38k, placing them in the 55th percentile of all social work bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Indiana
Social Work bachelors's programs at peer institutions in Indiana (23 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Indiana University-South Bend | $37,812 | $43,993 | $24,263 | 0.64 |
| Indiana University-Indianapolis | $41,657 | $44,208 | $18,410 | 0.44 |
| University of Saint Francis-Fort Wayne | $40,532 | $37,787 | — | — |
| Indiana University-Bloomington | $39,695 | $46,124 | $14,506 | 0.37 |
| Ball State University | $39,094 | $42,239 | $23,900 | 0.61 |
| Indiana University-Northwest | $38,652 | $42,686 | $30,924 | 0.80 |
| National Median | $37,296 | — | $26,362 | 0.71 |
Other Social Work Programs in Indiana
Compare tuition, earnings, and debt across Indiana schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Indiana University-Indianapolis Indianapolis | $10,449 | $41,657 | $18,410 |
| University of Saint Francis-Fort Wayne Fort Wayne | $35,420 | $40,532 | — |
| Indiana University-Bloomington Bloomington | $11,790 | $39,695 | $14,506 |
| Ball State University Muncie | $10,758 | $39,094 | $23,900 |
| Indiana University-Northwest Gary | $8,179 | $38,652 | $30,924 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Indiana University-South Bend, approximately 41% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 33 graduates with reported earnings and 61 graduates with debt data. Small samples may not be representative.