Median Earnings (1yr)
$37,812
55th percentile
60th percentile in Indiana
Median Debt
$24,263
8% below national median

Analysis

Indiana University-South Bend's social work graduates earn exactly at the state median ($37,812), but rack up notably less debt than most Indiana peers—$24,263 versus $27,000 statewide. That $2,700 difference matters: with a debt-to-earnings ratio of just 0.64, graduates carry manageable loan burdens compared to the typical social worker. While earnings trail IU-Indianapolis by nearly $4,000, the lower debt partially offsets this gap. The 16% earnings growth to nearly $44,000 by year four suggests reasonable career progression, though social work remains a modestly-paying field regardless of where you study.

The broader context here is important: social work is a calling that doesn't generate high salaries anywhere. At $37,812 in year one, these graduates earn right at the national median for the field. Among Indiana's 23 social work programs, this lands in the 60th percentile—solidly middle-of-the-pack performance. The school serves a significant population of Pell grant recipients (41%), and the relatively contained debt load suggests it's fulfilling its access mission without overleveraging students.

For families committed to social work, IU-South Bend offers reasonable value: typical earnings for the field, below-average debt, and room for growth. You're not getting the earnings premium of the flagship Bloomington campus, but you're also not gambling on an outlier program that might leave your child financially strained in an already low-paying profession.

Where Indiana University-South Bend Stands

Earnings vs. debt across all social work bachelors's programs nationally

Earnings Distribution

How Indiana University-South Bend graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Indiana University-South Bend$37,812$43,993+16%
Indiana University-Bloomington$39,695$46,124+16%
Indiana University-Indianapolis$41,657$44,208+6%
Indiana State University$36,294$43,760+21%
University of Indianapolis$36,399$42,695+17%

Compare to Similar Programs in Indiana

Social Work bachelors's programs at peer institutions in Indiana (23 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Indiana University-South BendSouth Bend$8,179$37,812$43,993$24,2630.64
Indiana University-IndianapolisIndianapolis$10,449$41,657$44,208$18,4100.44
University of Saint Francis-Fort WayneFort Wayne$35,420$40,532$37,787
Indiana University-BloomingtonBloomington$11,790$39,695$46,124$14,5060.37
Ball State UniversityMuncie$10,758$39,094$42,239$23,9000.61
Indiana University-NorthwestGary$8,179$38,652$42,686$30,9240.80
National Median$37,296$26,3620.71

Career Paths

Occupations commonly associated with social work graduates

Social Work Teachers, Postsecondary

Teach courses in social work. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Social and Community Service Managers

Plan, direct, or coordinate the activities of a social service program or community outreach organization. Oversee the program or organization's budget and policies regarding participant involvement, program requirements, and benefits. Work may involve directing social workers, counselors, or probation officers.

$78,240/yrJobs growth:Bachelor's degree

Probation Officers and Correctional Treatment Specialists

Provide social services to assist in rehabilitation of law offenders in custody or on probation or parole. Make recommendations for actions involving formulation of rehabilitation plan and treatment of offender, including conditional release and education and employment stipulations.

$64,520/yrJobs growth:Bachelor's degree

Marriage and Family Therapists

Diagnose and treat mental and emotional disorders, whether cognitive, affective, or behavioral, within the context of marriage and family systems. Apply psychotherapeutic and family systems theories and techniques in the delivery of services to individuals, couples, and families for the purpose of treating such diagnosed nervous and mental disorders.

$63,780/yrJobs growth:Master's degree

Child, Family, and School Social Workers

Provide social services and assistance to improve the social and psychological functioning of children and their families and to maximize the family well-being and the academic functioning of children. May assist parents, arrange adoptions, and find foster homes for abandoned or abused children. In schools, they address such problems as teenage pregnancy, misbehavior, and truancy. May also advise teachers.

$61,330/yrJobs growth:

Healthcare Social Workers

Provide individuals, families, and groups with the psychosocial support needed to cope with chronic, acute, or terminal illnesses. Services include advising family caregivers. Provide patients with information and counseling, and make referrals for other services. May also provide case and care management or interventions designed to promote health, prevent disease, and address barriers to access to healthcare.

$61,330/yrJobs growth:

Mental Health and Substance Abuse Social Workers

Assess and treat individuals with mental, emotional, or substance abuse problems, including abuse of alcohol, tobacco, and/or other drugs. Activities may include individual and group therapy, crisis intervention, case management, client advocacy, prevention, and education.

$61,330/yrJobs growth:

Social Workers, All Other

All social workers not listed separately.

$61,330/yrJobs growth:

Counselors, All Other

All counselors not listed separately.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Indiana University-South Bend, approximately 41% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 33 graduates with reported earnings and 61 graduates with debt data. Small samples may not be representative.