Analysis
Based on comparable special education programs across Indiana, IU-South Bend appears positioned right at the state median, with estimated first-year earnings around $45,800 and debt near $23,250. That 0.51 debt ratio means graduates would owe roughly half their first year's salary—a manageable figure in a field known for stable employment. However, the earnings estimates here trail the state's flagship programs by $5,000-$6,000 annually, which compounds significantly over a career. With 41% of students on Pell grants, many families here are counting on teaching to deliver reliable economic mobility.
Special education credentials lead to immediate job placement in most markets, but the salary ceiling matters when you're comparing options within Indiana. Programs at IU-Bloomington and Purdue report earnings above $48,000, and while regional campus graduates often stay local (where cost of living works in their favor), the earnings gap is worth acknowledging. The estimated debt load is actually lower than the national median of $26,717, which helps offset the moderate salary picture.
For families in the South Bend area seeking an affordable path to a stable profession, these estimates suggest reasonable value—you're likely looking at debt you can service on a teacher's salary. But if your student has admission to IU-Bloomington or Purdue and can manage similar debt levels, those programs appear to generate meaningfully higher starting salaries in the same career field.
Where Indiana University-South Bend Stands
Earnings vs. debt across all special education and teaching bachelors's programs nationally
Compare to Similar Programs in Indiana
Special Education and Teaching bachelors's programs at peer institutions in Indiana (17 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $8,179 | $45,802* | — | $23,250* | — | |
| $11,790 | $51,306* | $51,531 | $19,500* | 0.38 | |
| $9,992 | $48,773* | — | $26,276* | 0.54 | |
| $10,758 | $47,499* | $45,379 | $23,250* | 0.49 | |
| $10,136 | $44,104* | $43,225 | $27,000* | 0.61 | |
| $33,490 | $41,943* | $39,062 | $23,252* | 0.55 | |
| National Median | — | $44,139* | — | $26,717* | 0.61 |
Career Paths
Occupations commonly associated with special education and teaching graduates
Education Teachers, Postsecondary
Special Education Teachers, Preschool
Special Education Teachers, Middle School
Special Education Teachers, Secondary School
Special Education Teachers, All Other
Adapted Physical Education Specialists
Interpreters and Translators
Special Education Teachers, Kindergarten
Special Education Teachers, Elementary School
Teaching Assistants, Special Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Indiana University-South Bend, approximately 41% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 6 similar programs in IN. Actual outcomes may vary.